> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spritz.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Get payment limits

> Returns payment limits for a specific bank account, including per-transaction and daily volume limits.



## OpenAPI

````yaml https://platform.spritz.finance/openapi.json get /v1/bank-accounts/{accountId}/payment-limits
openapi: 3.0.3
info:
  title: Spritz Finance API
  version: 1.0.0
  description: API for the Spritz Finance platform with RFC 9457 error handling
servers:
  - url: https://platform.spritz.finance
    description: Production
  - url: https://sandbox.spritz.finance
    description: Sandbox
security: []
tags:
  - name: Users
    description: User management endpoints
  - name: Bank Accounts
    description: Manage bank accounts for off-ramp destinations
  - name: Bills
    description: Manage bill pay accounts
  - name: Cards
    description: Spritz-issued debit cards
  - name: Auto-Ramp Accounts
    description: Virtual bank accounts that automatically convert fiat deposits to crypto
  - name: Spritz App
    description: >-
      Endpoints used by the Spritz app and internal SDKs. Excluded from the
      public partner spec.
paths:
  /v1/bank-accounts/{accountId}/payment-limits:
    get:
      tags:
        - Bank Accounts
      summary: Get payment limits
      description: >-
        Returns payment limits for a specific bank account, including
        per-transaction and daily volume limits.
      operationId: getV1Bank-accountsByAccountIdPayment-limits
      parameters:
        - name: accountId
          in: path
          required: true
          schema:
            description: The bank account ID
            type: string
      responses:
        '200':
          description: Payment limits for a bank account
          content:
            application/json:
              schema:
                description: Payment limits for a bank account
                type: object
                properties:
                  transactionLimit:
                    description: Maximum amount per transaction
                    type: string
                  dailyLimit:
                    description: Maximum total daily payment volume
                    type: string
                  dailyRemaining:
                    description: Remaining daily payment volume
                    type: string
                required:
                  - transactionLimit
                  - dailyLimit
                  - dailyRemaining
                additionalProperties: false
        '401':
          description: Response for status 401
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 401
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                    example: Bearer token required
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                  realm:
                    description: The authentication realm
                    type: string
                    example: API
                  scope:
                    description: The required scope for this resource
                    type: string
                    example: read:users
                required:
                  - title
                  - status
                additionalProperties: false
        '500':
          description: Response for status 500
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 400
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                    example: /errors/1234567890
                  code:
                    description: >-
                      Machine-readable cause, present when exactly one thing
                      failed. Branch on this, never on `detail`, which is
                      human-facing copy and may change. For deposit limits the
                      vocabulary matches the `reason` values the limits API
                      returns pre-flight.
                    type: string
                    example: transaction_limit
                  field:
                    description: The offending request field, present alongside `code`.
                    type: string
                    example: amountUsd
                  retryable:
                    description: >-
                      Whether retrying the same request later may succeed
                      without changing its inputs.
                    type: boolean
                    example: true
                required:
                  - title
                  - status
                additionalProperties: false
      security:
        - bearerAuth: []
        - integratorJwt: []
        - hmacAuth: []
          integratorKey: []
          timestamp: []
components:
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: Cognito JWT token for regular user authentication
    integratorJwt:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: >-
        Integrator JWT token (prefix: spr_) for frontend integrator
        authentication. Obtained via token exchange endpoint.
    hmacAuth:
      type: apiKey
      in: header
      name: X-Signature
      description: >-
        HMAC signature authentication for backend integrators.


        **Required Headers:**

        - X-Integrator-Key: Integrator API key (format: int_...)

        - X-Signature: HMAC signature (format: sha256={hex})

        - X-Timestamp: Unix timestamp in milliseconds

        - Authorization: Bearer {user-api-key}


        **Signature Algorithm:** HMAC-SHA256


        **Signature Format:** {timestamp}.{METHOD}.{path}.{bodyHash}

        - timestamp: Unix timestamp in milliseconds

        - METHOD: HTTP method in UPPERCASE (GET, POST, etc.)

        - path: Request path (e.g., /v1/transactions)

        - bodyHash: SHA256 hex digest of request body (empty string if no body)


        **Timestamp Tolerance:** ±5 minutes (300 seconds)


        **Example:**

        For POST /v1/transactions with body {"amount":100} and timestamp
        1234567890000:

        Payload: 1234567890000.POST./v1/transactions.{sha256(body)}

        Signature: sha256=abc123...
    integratorKey:
      type: apiKey
      in: header
      name: X-Integrator-Key
      description: 'Integrator API key (format: int_...) used with HMAC authentication'
    timestamp:
      type: apiKey
      in: header
      name: X-Timestamp
      description: >-
        Unix timestamp in milliseconds for replay attack prevention. Must be
        within 5 minutes of server time.

````