> ## Documentation Index > Fetch the complete documentation index at: https://docs.spritz.finance/llms.txt > Use this file to discover all available pages before exploring further. # List bills > Returns all linked bills for the authenticated user. ## OpenAPI ````yaml https://platform.spritz.finance/openapi.json get /v1/bills/ openapi: 3.0.3 info: title: Spritz Finance API version: 1.0.0 description: API for the Spritz Finance platform with RFC 9457 error handling servers: - url: https://platform.spritz.finance description: Production - url: https://sandbox.spritz.finance description: Sandbox security: [] tags: - name: Users description: User management endpoints - name: Bank Accounts description: Manage bank accounts for off-ramp destinations - name: Bills description: Manage bill pay accounts - name: Cards description: Spritz-issued debit cards - name: Auto-Ramp Accounts description: Virtual bank accounts that automatically convert fiat deposits to crypto - name: Spritz App description: >- Endpoints used by the Spritz app and internal SDKs. Excluded from the public partner spec. paths: /v1/bills/: get: tags: - Bills summary: List bills description: Returns all linked bills for the authenticated user. operationId: getV1Bills responses: '200': description: Response for status 200 content: application/json: schema: type: array items: type: object properties: id: description: Unique identifier for the bill type: string status: type: string enum: - active - pending - inactive - rejected - action_required name: description: Provider bill name or generated fallback label type: string example: Chase Sapphire Card institution: description: Financial institution details type: object properties: name: description: Name of the financial institution type: string example: Chase logo: description: URL to institution logo type: string example: https://example.com/chase-logo.png required: - name type: type: string enum: - auto_loan - credit_card - loan - mobile_phone - mortgage - student_loan - utility - unknown accountNumberLast4: description: Last 4 digits of the bill account number type: string example: '1234' currency: type: string enum: - USD - CAD - EUR - GBP liability: description: >- Liability data from the bill provider. All fields are optional and amounts are decimal strings. type: object properties: balance: description: Current outstanding balance type: string example: '1234.56' statementBalance: description: Most recent statement balance type: string example: '1100.00' minimumPayment: description: Minimum payment due type: string example: '25.00' lastPaymentAmount: description: Amount of the last payment made type: string example: '150.00' lastPaymentDate: description: Date of the last payment format: date type: string example: '2025-03-01' nextPaymentDueDate: description: Date the next payment is due format: date type: string example: '2025-04-01' amountDue: description: Amount currently due type: string example: '0.00' requirements: description: >- Actions the user must complete before the bill is payable. Present (non-empty) when status is action_required. type: array items: description: >- An action the user must complete before the bill can be paid. type: object properties: type: description: >- The action the user must complete to make the bill payable type: string example: card_details fields: description: >- Fields the user must supply to satisfy the requirement type: array items: type: string example: - credit_card_number reason: description: Human-readable explanation of the requirement type: string example: This card is expired required: - type unpayableCode: type: string enum: - institution_not_supported - account_number_invalid - account_verification_failed - not_supported createdAt: description: When the bill was linked format: date-time type: string required: - id - status - name - type - currency - createdAt '401': description: Response for status 401 content: application/json: schema: type: object properties: type: default: about:blank description: A URI reference that identifies the problem type type: string example: urn:problem-type:auth:unauthorized title: description: A short, human-readable summary of the problem type type: string example: Unauthorized status: description: The HTTP status code type: number example: 401 detail: description: A human-readable explanation specific to this occurrence type: string example: Bearer token required instance: description: A URI reference that identifies the specific occurrence type: string realm: description: The authentication realm type: string example: API scope: description: The required scope for this resource type: string example: read:users required: - title - status additionalProperties: false '404': description: Response for status 404 content: application/json: schema: type: object properties: type: default: about:blank description: A URI reference that identifies the problem type type: string title: description: A short, human-readable summary of the problem type type: string status: description: The HTTP status code type: number example: 404 detail: description: A human-readable explanation specific to this occurrence type: string instance: description: A URI reference that identifies the specific occurrence type: string resourceType: description: The type of resource that was not found type: string example: user resourceId: description: The identifier of the resource that was not found type: string required: - title - status - resourceType - resourceId additionalProperties: false '500': description: Response for status 500 content: application/json: schema: type: object properties: type: default: about:blank description: A URI reference that identifies the problem type type: string example: urn:problem-type:auth:unauthorized title: description: A short, human-readable summary of the problem type type: string example: Unauthorized status: description: The HTTP status code type: number example: 400 detail: description: A human-readable explanation specific to this occurrence type: string instance: description: A URI reference that identifies the specific occurrence type: string example: /errors/1234567890 code: description: >- Machine-readable cause, present when exactly one thing failed. Branch on this, never on `detail`, which is human-facing copy and may change. For deposit limits the vocabulary matches the `reason` values the limits API returns pre-flight. type: string example: transaction_limit field: description: The offending request field, present alongside `code`. type: string example: amountUsd retryable: description: >- Whether retrying the same request later may succeed without changing its inputs. type: boolean example: true required: - title - status additionalProperties: false security: - bearerAuth: [] - integratorJwt: [] - hmacAuth: [] integratorKey: [] timestamp: [] components: securitySchemes: bearerAuth: type: http scheme: bearer bearerFormat: JWT description: Cognito JWT token for regular user authentication integratorJwt: type: http scheme: bearer bearerFormat: JWT description: >- Integrator JWT token (prefix: spr_) for frontend integrator authentication. Obtained via token exchange endpoint. hmacAuth: type: apiKey in: header name: X-Signature description: >- HMAC signature authentication for backend integrators. **Required Headers:** - X-Integrator-Key: Integrator API key (format: int_...) - X-Signature: HMAC signature (format: sha256={hex}) - X-Timestamp: Unix timestamp in milliseconds - Authorization: Bearer {user-api-key} **Signature Algorithm:** HMAC-SHA256 **Signature Format:** {timestamp}.{METHOD}.{path}.{bodyHash} - timestamp: Unix timestamp in milliseconds - METHOD: HTTP method in UPPERCASE (GET, POST, etc.) - path: Request path (e.g., /v1/transactions) - bodyHash: SHA256 hex digest of request body (empty string if no body) **Timestamp Tolerance:** ±5 minutes (300 seconds) **Example:** For POST /v1/transactions with body {"amount":100} and timestamp 1234567890000: Payload: 1234567890000.POST./v1/transactions.{sha256(body)} Signature: sha256=abc123... integratorKey: type: apiKey in: header name: X-Integrator-Key description: 'Integrator API key (format: int_...) used with HMAC authentication' timestamp: type: apiKey in: header name: X-Timestamp description: >- Unix timestamp in milliseconds for replay attack prevention. Must be within 5 minutes of server time. ````