> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spritz.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# List debit cards

> Returns all debit cards for the authenticated user, including tokenization status.



## OpenAPI

````yaml https://platform.spritz.finance/openapi.json get /v1/debit-cards/
openapi: 3.0.3
info:
  title: Spritz Finance API
  version: 1.0.0
  description: API for the Spritz Finance platform with RFC 9457 error handling
servers:
  - url: https://platform.spritz.finance
    description: Production
  - url: https://sandbox.spritz.finance
    description: Sandbox
security: []
tags:
  - name: Users
    description: User management endpoints
  - name: Bank Accounts
    description: Manage bank accounts for off-ramp destinations
  - name: Bills
    description: Manage bill pay accounts
  - name: Cards
    description: Spritz-issued debit cards
  - name: Auto-Ramp Accounts
    description: Virtual bank accounts that automatically convert fiat deposits to crypto
  - name: Spritz App
    description: >-
      Endpoints used by the Spritz app and internal SDKs. Excluded from the
      public partner spec.
paths:
  /v1/debit-cards/:
    get:
      tags:
        - Debit Cards
      summary: List debit cards
      description: >-
        Returns all debit cards for the authenticated user, including
        tokenization status.
      operationId: getV1Debit-cards
      responses:
        '200':
          description: Response for status 200
          content:
            application/json:
              schema:
                type: object
                properties:
                  data:
                    type: array
                    items:
                      type: object
                      properties:
                        id:
                          description: Unique identifier for the debit card
                          type: string
                          example: 6a749a054c3b8fc5da595d19
                        status:
                          type: string
                          enum:
                            - active
                            - pending
                            - inactive
                            - rejected
                            - action_required
                        network:
                          type: string
                          enum:
                            - visa
                            - mastercard
                        cardNumberLast4:
                          description: Last 4 digits of card number
                          type: string
                          example: '1111'
                        expiryMonth:
                          type: number
                          example: 12
                        expiryYear:
                          type: number
                          example: 2027
                        label:
                          type: string
                        currency:
                          type: string
                          enum:
                            - USD
                            - CAD
                            - EUR
                            - GBP
                        isTokenized:
                          description: >-
                            Whether this card has been tokenized via Evervault
                            for secure storage
                          type: boolean
                          example: true
                        requirements:
                          description: >-
                            Actions the user must complete before the card can
                            be used for payouts. Present (non-empty) when status
                            is action_required.
                          type: array
                          items:
                            description: >-
                              An action the user must complete before the card
                              can be used.
                            type: object
                            properties:
                              type:
                                description: >-
                                  The action the user must complete to enable
                                  payouts
                                type: string
                                example: card_details
                              fields:
                                description: >-
                                  Fields the user must supply to satisfy the
                                  requirement
                                type: array
                                items:
                                  type: string
                                example:
                                  - cardholder_name
                                  - billing_address
                              reason:
                                description: Human-readable explanation of the requirement
                                type: string
                                example: >-
                                  Cardholder name and billing address are
                                  required to enable payouts.
                            required:
                              - type
                        createdAt:
                          format: date-time
                          type: string
                      required:
                        - id
                        - status
                        - network
                        - cardNumberLast4
                        - expiryMonth
                        - expiryYear
                        - currency
                        - isTokenized
                        - createdAt
                  hasMore:
                    type: boolean
                required:
                  - data
                  - hasMore
        '401':
          description: Response for status 401
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 401
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                    example: Bearer token required
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                  realm:
                    description: The authentication realm
                    type: string
                    example: API
                  scope:
                    description: The required scope for this resource
                    type: string
                    example: read:users
                required:
                  - title
                  - status
                additionalProperties: false
        '404':
          description: Response for status 404
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                  status:
                    description: The HTTP status code
                    type: number
                    example: 404
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                  resourceType:
                    description: The type of resource that was not found
                    type: string
                    example: user
                  resourceId:
                    description: The identifier of the resource that was not found
                    type: string
                required:
                  - title
                  - status
                  - resourceType
                  - resourceId
                additionalProperties: false
        '500':
          description: Response for status 500
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 400
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                    example: /errors/1234567890
                  code:
                    description: >-
                      Machine-readable cause, present when exactly one thing
                      failed. Branch on this, never on `detail`, which is
                      human-facing copy and may change. For deposit limits the
                      vocabulary matches the `reason` values the limits API
                      returns pre-flight.
                    type: string
                    example: transaction_limit
                  field:
                    description: The offending request field, present alongside `code`.
                    type: string
                    example: amountUsd
                  retryable:
                    description: >-
                      Whether retrying the same request later may succeed
                      without changing its inputs.
                    type: boolean
                    example: true
                required:
                  - title
                  - status
                additionalProperties: false
      security:
        - bearerAuth: []
        - integratorJwt: []
        - hmacAuth: []
          integratorKey: []
          timestamp: []
components:
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: Cognito JWT token for regular user authentication
    integratorJwt:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: >-
        Integrator JWT token (prefix: spr_) for frontend integrator
        authentication. Obtained via token exchange endpoint.
    hmacAuth:
      type: apiKey
      in: header
      name: X-Signature
      description: >-
        HMAC signature authentication for backend integrators.


        **Required Headers:**

        - X-Integrator-Key: Integrator API key (format: int_...)

        - X-Signature: HMAC signature (format: sha256={hex})

        - X-Timestamp: Unix timestamp in milliseconds

        - Authorization: Bearer {user-api-key}


        **Signature Algorithm:** HMAC-SHA256


        **Signature Format:** {timestamp}.{METHOD}.{path}.{bodyHash}

        - timestamp: Unix timestamp in milliseconds

        - METHOD: HTTP method in UPPERCASE (GET, POST, etc.)

        - path: Request path (e.g., /v1/transactions)

        - bodyHash: SHA256 hex digest of request body (empty string if no body)


        **Timestamp Tolerance:** ±5 minutes (300 seconds)


        **Example:**

        For POST /v1/transactions with body {"amount":100} and timestamp
        1234567890000:

        Payload: 1234567890000.POST./v1/transactions.{sha256(body)}

        Signature: sha256=abc123...
    integratorKey:
      type: apiKey
      in: header
      name: X-Integrator-Key
      description: 'Integrator API key (format: int_...) used with HMAC authentication'
    timestamp:
      type: apiKey
      in: header
      name: X-Timestamp
      description: >-
        Unix timestamp in milliseconds for replay attack prevention. Must be
        within 5 minutes of server time.

````