> ## Documentation Index > Fetch the complete documentation index at: https://docs.spritz.finance/llms.txt > Use this file to discover all available pages before exploring further. # Get deposit limits for a funding source > Returns the authenticated user's current ACH debit limits and remaining capacity for this funding source. ## OpenAPI ````yaml https://platform.spritz.finance/openapi.json get /v1/funding-sources/{fundingSourceId}/deposit-limits openapi: 3.0.3 info: title: Spritz Finance API version: 1.0.0 description: API for the Spritz Finance platform with RFC 9457 error handling servers: - url: https://platform.spritz.finance description: Production - url: https://sandbox.spritz.finance description: Sandbox security: [] tags: - name: Users description: User management endpoints - name: Bank Accounts description: Manage bank accounts for off-ramp destinations - name: Bills description: Manage bill pay accounts - name: Cards description: Spritz-issued debit cards - name: Auto-Ramp Accounts description: Virtual bank accounts that automatically convert fiat deposits to crypto - name: Spritz App description: >- Endpoints used by the Spritz app and internal SDKs. Excluded from the public partner spec. paths: /v1/funding-sources/{fundingSourceId}/deposit-limits: get: tags: - Funding Sources summary: Get deposit limits for a funding source description: >- Returns the authenticated user's current ACH debit limits and remaining capacity for this funding source. operationId: getV1Funding-sourcesByFundingSourceIdDeposit-limits parameters: - name: fundingSourceId in: path required: true schema: description: Opaque public funding source ID type: string example: fs_01JV7Q8M4Y8K6N2Z5P3R1T9W0X responses: '200': description: >- Current ACH debit limits and remaining capacity for the authenticated user on this funding source. content: application/json: schema: description: >- Current ACH debit limits and remaining capacity for the authenticated user on this funding source. type: object properties: minimumDepositAmountUsd: description: Minimum deposit principal amount before fees type: string example: '10.00' transactionLimitUsd: description: Maximum ACH debit amount per transaction type: string example: '750.00' dailyLimitUsd: description: >- Maximum daily ACH debit volume. Deprecated: use `limitsByPriority.normal.maxAmountUsd` for the amount that can be deposited right now. type: string example: '1500.00' dailyRemainingUsd: description: >- Remaining ACH debit capacity today across all limits. Deprecated: use `limitsByPriority.normal.maxAmountUsd`. type: string example: '1400.00' monthlyLimitUsd: description: >- Maximum monthly ACH debit volume. Deprecated: use `limitsByPriority.normal.maxAmountUsd` for the amount that can be deposited right now. type: string example: '5000.00' monthlyRemainingUsd: description: >- Remaining ACH debit capacity this month across all limits. Deprecated: use `limitsByPriority.normal.maxAmountUsd`. type: string example: '4900.00' unsettledDepositLimit: description: Maximum number of unsettled ACH debit deposits allowed type: number example: 1 unsettledDepositRemaining: description: Remaining unsettled ACH debit deposit capacity type: number example: 1 exposure: description: >- Open-exposure standing for this user. Capacity frees up as deposits clear the 60-day dispute window. type: object properties: capUsd: description: >- Ceiling on the user's open exposure — deposits inside the 60-day dispute window type: string example: '1500.00' openUsd: description: The user's current open exposure type: string example: '400.00' remainingUsd: description: Exposure capacity remaining before the cap type: string example: '1100.00' required: - capUsd - openUsd - remainingUsd limitsByPriority: description: >- Deposit availability keyed by the `priority` value sent on deposit creation. These blocks are computed by the same evaluator that gates deposit creation — an amount within `maxAmountUsd` will be accepted. type: object properties: normal: description: 'What a `priority: normal` deposit request will accept' type: object properties: available: description: >- Whether a `priority: normal` deposit can be created right now type: boolean minAmountUsd: description: Minimum accepted deposit amount type: string example: '10.00' maxAmountUsd: description: >- The largest single deposit amount accepted right now — all limits folded in, with headroom for the maximum fee already deducted. Build amount inputs against this value. type: string example: '742.57' reason: description: Why deposits are unavailable; null when available anyOf: - type: string nullable: true enum: - minimum_deposit - type: string nullable: true enum: - transaction_limit - type: string nullable: true enum: - daily_limit - type: string nullable: true enum: - monthly_limit - type: string nullable: true enum: - unsettled_deposit_limit - type: string nullable: true enum: - bank_unsettled_deposit_limit - type: string nullable: true enum: - open_exposure - type: string nullable: true enum: - aggregate_exposure - type: string nullable: true enum: - new_user_admission_paused suggestedAction: description: >- Suggested next step when unavailable; null otherwise anyOf: - type: string nullable: true enum: - auto_ramp - type: string nullable: true enum: - wait_for_settlement required: - available - minAmountUsd - maxAmountUsd - reason - suggestedAction high: description: 'What a `priority: high` deposit request will accept' type: object properties: available: description: >- Whether a `priority: high` deposit can be created right now type: boolean maxPortionUsd: description: >- The largest portion of a deposit eligible for high-priority release, with headroom for the maximum high-priority fee already deducted type: string example: '0.00' reason: description: >- Why high priority is unavailable; null when available anyOf: - type: string nullable: true enum: - not_available - description: >- Machine-readable reason a deposit would currently be blocked anyOf: - type: string enum: - minimum_deposit - type: string enum: - transaction_limit - type: string enum: - daily_limit - type: string enum: - monthly_limit - type: string enum: - unsettled_deposit_limit - type: string enum: - bank_unsettled_deposit_limit - type: string enum: - open_exposure - type: string enum: - aggregate_exposure - type: string enum: - new_user_admission_paused suggestedAction: description: >- Suggested next step when unavailable; null otherwise anyOf: - type: string nullable: true enum: - auto_ramp - type: string nullable: true enum: - wait_for_settlement required: - available - maxPortionUsd - reason - suggestedAction required: - normal - high required: - minimumDepositAmountUsd - transactionLimitUsd - dailyLimitUsd - dailyRemainingUsd - monthlyLimitUsd - monthlyRemainingUsd - unsettledDepositLimit - unsettledDepositRemaining - exposure - limitsByPriority '401': description: Response for status 401 content: application/json: schema: type: object properties: type: default: about:blank description: A URI reference that identifies the problem type type: string example: urn:problem-type:auth:unauthorized title: description: A short, human-readable summary of the problem type type: string example: Unauthorized status: description: The HTTP status code type: number example: 401 detail: description: A human-readable explanation specific to this occurrence type: string example: Bearer token required instance: description: A URI reference that identifies the specific occurrence type: string realm: description: The authentication realm type: string example: API scope: description: The required scope for this resource type: string example: read:users required: - title - status additionalProperties: false '404': description: Response for status 404 content: application/json: schema: type: object properties: type: default: about:blank description: A URI reference that identifies the problem type type: string title: description: A short, human-readable summary of the problem type type: string status: description: The HTTP status code type: number example: 404 detail: description: A human-readable explanation specific to this occurrence type: string instance: description: A URI reference that identifies the specific occurrence type: string resourceType: description: The type of resource that was not found type: string example: user resourceId: description: The identifier of the resource that was not found type: string required: - title - status - resourceType - resourceId additionalProperties: false '500': description: Response for status 500 content: application/json: schema: type: object properties: type: default: about:blank description: A URI reference that identifies the problem type type: string example: urn:problem-type:auth:unauthorized title: description: A short, human-readable summary of the problem type type: string example: Unauthorized status: description: The HTTP status code type: number example: 400 detail: description: A human-readable explanation specific to this occurrence type: string instance: description: A URI reference that identifies the specific occurrence type: string example: /errors/1234567890 code: description: >- Machine-readable cause, present when exactly one thing failed. Branch on this, never on `detail`, which is human-facing copy and may change. For deposit limits the vocabulary matches the `reason` values the limits API returns pre-flight. type: string example: transaction_limit field: description: The offending request field, present alongside `code`. type: string example: amountUsd retryable: description: >- Whether retrying the same request later may succeed without changing its inputs. type: boolean example: true required: - title - status additionalProperties: false security: - bearerAuth: [] - integratorJwt: [] - hmacAuth: [] integratorKey: [] timestamp: [] components: securitySchemes: bearerAuth: type: http scheme: bearer bearerFormat: JWT description: Cognito JWT token for regular user authentication integratorJwt: type: http scheme: bearer bearerFormat: JWT description: >- Integrator JWT token (prefix: spr_) for frontend integrator authentication. Obtained via token exchange endpoint. hmacAuth: type: apiKey in: header name: X-Signature description: >- HMAC signature authentication for backend integrators. **Required Headers:** - X-Integrator-Key: Integrator API key (format: int_...) - X-Signature: HMAC signature (format: sha256={hex}) - X-Timestamp: Unix timestamp in milliseconds - Authorization: Bearer {user-api-key} **Signature Algorithm:** HMAC-SHA256 **Signature Format:** {timestamp}.{METHOD}.{path}.{bodyHash} - timestamp: Unix timestamp in milliseconds - METHOD: HTTP method in UPPERCASE (GET, POST, etc.) - path: Request path (e.g., /v1/transactions) - bodyHash: SHA256 hex digest of request body (empty string if no body) **Timestamp Tolerance:** ±5 minutes (300 seconds) **Example:** For POST /v1/transactions with body {"amount":100} and timestamp 1234567890000: Payload: 1234567890000.POST./v1/transactions.{sha256(body)} Signature: sha256=abc123... integratorKey: type: apiKey in: header name: X-Integrator-Key description: 'Integrator API key (format: int_...) used with HMAC authentication' timestamp: type: apiKey in: header name: X-Timestamp description: >- Unix timestamp in milliseconds for replay attack prevention. Must be within 5 minutes of server time. ````