> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spritz.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Get webhook deliveries

> Returns recent webhook delivery attempts for the integrator, newest first.

Use this to tell **"Spritz never sent it"** apart from **"my endpoint rejected it"** — from the outside both look like silence.

Read `error` first — it is what separates the two cases.

- `success: true` — your endpoint accepted the delivery, and `responseStatus` is what it returned.
- `success: false`, **no** `error`, **with** a `responseStatus` — the request reached your endpoint and it responded with that status. Your handler is being called and is failing.
- `success: false` with **neither** `error` nor `responseStatus` — the outcome was not recorded. Only older records look like this; every delivery the current sender writes carries a status. There is nothing to diagnose from them.
- `success: false` **with** an `error` — no usable response came back: a timeout, a refused connection, a DNS or certificate problem. `error` carries the underlying reason (for example `getaddrinfo ENOTFOUND ...`). Note that `responseStatus` is still present here — 504 for a timeout, 500 otherwise — but it is our classification of the failure, **not** something your endpoint said. Do not read it as your handler's response.

> **An `error` does not prove the event was not processed.** A refused connection means it never arrived, but a timeout or a dropped connection may mean your endpoint received and fully handled the event and we simply never heard the answer. Treat these as *unknown*, not as *not delivered* — re-running non-idempotent work on the strength of an `error` is how you double-process. This is the case idempotent handlers exist for.

`payload` is the exact body that was sent, and the body the `Signature` header was computed over, so it can be replayed against your own verification code.

Cursor-paginated: pass the previous response's `nextCursor` as `cursor` to walk further back. `nextCursor` is `null` on the last page.

No fixed retention period is guaranteed. Treat this endpoint as a diagnostic and prompt-recovery aid, not permanent event storage or a long-lived redelivery queue. Store accepted webhook events durably and reconcile failed deliveries promptly.

Deliveries are recorded for every webhook on the integrator. Scope is your own integrator only.



## OpenAPI

````yaml https://platform.spritz.finance/openapi.json get /v1/integrator/webhooks/deliveries
openapi: 3.0.3
info:
  title: Spritz Finance API
  version: 1.0.0
  description: API for the Spritz Finance platform with RFC 9457 error handling
servers:
  - url: https://platform.spritz.finance
    description: Production
  - url: https://sandbox.spritz.finance
    description: Sandbox
security: []
tags:
  - name: Users
    description: User management endpoints
  - name: Bank Accounts
    description: Manage bank accounts for off-ramp destinations
  - name: Bills
    description: Manage bill pay accounts
  - name: Cards
    description: Spritz-issued debit cards
  - name: Auto-Ramp Accounts
    description: Virtual bank accounts that automatically convert fiat deposits to crypto
  - name: Spritz App
    description: >-
      Endpoints used by the Spritz app and internal SDKs. Excluded from the
      public partner spec.
paths:
  /v1/integrator/webhooks/deliveries:
    get:
      tags:
        - Integrator
      summary: Get webhook deliveries
      description: >-
        Returns recent webhook delivery attempts for the integrator, newest
        first.


        Use this to tell **"Spritz never sent it"** apart from **"my endpoint
        rejected it"** — from the outside both look like silence.


        Read `error` first — it is what separates the two cases.


        - `success: true` — your endpoint accepted the delivery, and
        `responseStatus` is what it returned.

        - `success: false`, **no** `error`, **with** a `responseStatus` — the
        request reached your endpoint and it responded with that status. Your
        handler is being called and is failing.

        - `success: false` with **neither** `error` nor `responseStatus` — the
        outcome was not recorded. Only older records look like this; every
        delivery the current sender writes carries a status. There is nothing to
        diagnose from them.

        - `success: false` **with** an `error` — no usable response came back: a
        timeout, a refused connection, a DNS or certificate problem. `error`
        carries the underlying reason (for example `getaddrinfo ENOTFOUND ...`).
        Note that `responseStatus` is still present here — 504 for a timeout,
        500 otherwise — but it is our classification of the failure, **not**
        something your endpoint said. Do not read it as your handler's response.


        > **An `error` does not prove the event was not processed.** A refused
        connection means it never arrived, but a timeout or a dropped connection
        may mean your endpoint received and fully handled the event and we
        simply never heard the answer. Treat these as *unknown*, not as *not
        delivered* — re-running non-idempotent work on the strength of an
        `error` is how you double-process. This is the case idempotent handlers
        exist for.


        `payload` is the exact body that was sent, and the body the `Signature`
        header was computed over, so it can be replayed against your own
        verification code.


        Cursor-paginated: pass the previous response's `nextCursor` as `cursor`
        to walk further back. `nextCursor` is `null` on the last page.


        No fixed retention period is guaranteed. Treat this endpoint as a
        diagnostic and prompt-recovery aid, not permanent event storage or a
        long-lived redelivery queue. Store accepted webhook events durably and
        reconcile failed deliveries promptly.


        Deliveries are recorded for every webhook on the integrator. Scope is
        your own integrator only.
      operationId: getV1IntegratorWebhooksDeliveries
      parameters:
        - name: limit
          in: query
          required: false
          schema:
            description: Maximum number of results to return
            default: 50
            minimum: 1
            maximum: 100
            type: number
        - name: cursor
          in: query
          required: false
          schema:
            pattern: ^[a-fA-F\d]{24}$
            description: Opaque cursor from the previous response's `nextCursor` value
            type: string
      responses:
        '200':
          description: Response for status 200
          content:
            application/json:
              schema:
                type: object
                properties:
                  data:
                    description: >-
                      Webhook delivery attempts available for inspection, newest
                      first
                    type: array
                    items:
                      type: object
                      properties:
                        event:
                          description: The event that was delivered
                          type: string
                          example: onramp.completed
                        webhookUrl:
                          description: The URL the delivery was attempted against
                          type: string
                          example: https://api.example.com/webhooks
                        payload:
                          description: >-
                            The exact body that was sent, and the body the
                            signature was computed over. ACH debit, off-ramp,
                            and credit on-ramp milestone events use the
                            versioned semantic payload variants; other event
                            families use their resource-change payload.
                          anyOf:
                            - description: >-
                                Versioned immutable ACH debit communication
                                payload. `achReturn` is null unless `event` is
                                `achDebit.returned`, when it contains the
                                required return snapshot.
                              anyOf:
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable ACH
                                        communication payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-deposit communication sequence.
                                        Reject an event whose sequence is not
                                        above the highest accepted sequence for
                                        this deposit.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    id:
                                      description: >-
                                        Opaque public deposit identifier;
                                        identical to `deposit.id`
                                      type: string
                                      example: dep_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                    deposit:
                                      type: object
                                      properties:
                                        id:
                                          description: >-
                                            Opaque public ACH debit deposit
                                            identifier
                                          type: string
                                          example: dep_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        asset:
                                          description: Asset sent to the deposit destination
                                          type: string
                                          example: USDC
                                          enum:
                                            - USDC
                                        destinationAddressDisplay:
                                          description: >-
                                            Shortened destination wallet address for
                                            user-facing copy
                                          type: string
                                          example: 9xQeWv…wM9R
                                        principalAmountUsd:
                                          type: string
                                        totalDebitAmountUsd:
                                          type: string
                                        confirmedReleasedAmountUsd:
                                          type: string
                                        debitStatus:
                                          type: string
                                          enum:
                                            - authorized
                                            - submitting
                                            - submitted
                                            - settled
                                            - returned
                                            - failed
                                          description: >-
                                            ACH debit lifecycle state for the
                                            deposit
                                          example: authorized
                                        releaseStatus:
                                          type: string
                                          enum:
                                            - not_started
                                            - queued
                                            - partial
                                            - completed
                                            - failed
                                          description: >-
                                            Crypto release lifecycle state for the
                                            deposit
                                          example: not_started
                                        releaseDecisionMode:
                                          type: string
                                          enum:
                                            - after_settlement
                                            - early_full
                                            - early_partial
                                          description: >-
                                            Policy mode used to decide when crypto
                                            is released
                                          example: after_settlement
                                        instantPortionUsd:
                                          type: string
                                        settlementPortionUsd:
                                          type: string
                                        userFeeUsd:
                                          type: string
                                      required:
                                        - id
                                        - asset
                                        - destinationAddressDisplay
                                        - principalAmountUsd
                                        - totalDebitAmountUsd
                                        - confirmedReleasedAmountUsd
                                        - debitStatus
                                        - releaseStatus
                                        - releaseDecisionMode
                                        - instantPortionUsd
                                        - settlementPortionUsd
                                        - userFeeUsd
                                    fundingSource:
                                      type: object
                                      properties:
                                        id:
                                          description: Opaque public funding source identifier
                                          type: string
                                          example: fs_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        institutionName:
                                          type: string
                                          nullable: true
                                        accountMask:
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - institutionName
                                        - accountMask
                                    event:
                                      type: string
                                      enum:
                                        - achDebit.authorized
                                    milestone:
                                      type: string
                                      enum:
                                        - authorized
                                    achReturn:
                                      type: object
                                      properties:
                                        id:
                                          description: >-
                                            Opaque public ACH debit return
                                            identifier
                                          type: string
                                          example: dr_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        amountUsd:
                                          type: string
                                        cryptoStateAtReturn:
                                          type: string
                                          enum:
                                            - not_released
                                            - in_flight
                                            - partially_confirmed
                                            - fully_confirmed
                                          description: >-
                                            Crypto release state when the ACH return
                                            was recorded
                                          example: not_released
                                        userAction:
                                          type: string
                                          enum:
                                            - none
                                            - review_required
                                            - restricted
                                            - disabled
                                          description: >-
                                            Action applied to the user after return
                                            policy evaluation
                                          example: review_required
                                      required:
                                        - id
                                        - amountUsd
                                        - cryptoStateAtReturn
                                        - userAction
                                      nullable: true
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - id
                                    - deposit
                                    - fundingSource
                                    - event
                                    - milestone
                                    - achReturn
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable ACH
                                        communication payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-deposit communication sequence.
                                        Reject an event whose sequence is not
                                        above the highest accepted sequence for
                                        this deposit.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    id:
                                      description: >-
                                        Opaque public deposit identifier;
                                        identical to `deposit.id`
                                      type: string
                                      example: dep_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                    deposit:
                                      type: object
                                      properties:
                                        id:
                                          description: >-
                                            Opaque public ACH debit deposit
                                            identifier
                                          type: string
                                          example: dep_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        asset:
                                          description: Asset sent to the deposit destination
                                          type: string
                                          example: USDC
                                          enum:
                                            - USDC
                                        destinationAddressDisplay:
                                          description: >-
                                            Shortened destination wallet address for
                                            user-facing copy
                                          type: string
                                          example: 9xQeWv…wM9R
                                        principalAmountUsd:
                                          type: string
                                        totalDebitAmountUsd:
                                          type: string
                                        confirmedReleasedAmountUsd:
                                          type: string
                                        debitStatus:
                                          type: string
                                          enum:
                                            - authorized
                                            - submitting
                                            - submitted
                                            - settled
                                            - returned
                                            - failed
                                          description: >-
                                            ACH debit lifecycle state for the
                                            deposit
                                          example: authorized
                                        releaseStatus:
                                          type: string
                                          enum:
                                            - not_started
                                            - queued
                                            - partial
                                            - completed
                                            - failed
                                          description: >-
                                            Crypto release lifecycle state for the
                                            deposit
                                          example: not_started
                                        releaseDecisionMode:
                                          type: string
                                          enum:
                                            - after_settlement
                                            - early_full
                                            - early_partial
                                          description: >-
                                            Policy mode used to decide when crypto
                                            is released
                                          example: after_settlement
                                        instantPortionUsd:
                                          type: string
                                        settlementPortionUsd:
                                          type: string
                                        userFeeUsd:
                                          type: string
                                      required:
                                        - id
                                        - asset
                                        - destinationAddressDisplay
                                        - principalAmountUsd
                                        - totalDebitAmountUsd
                                        - confirmedReleasedAmountUsd
                                        - debitStatus
                                        - releaseStatus
                                        - releaseDecisionMode
                                        - instantPortionUsd
                                        - settlementPortionUsd
                                        - userFeeUsd
                                    fundingSource:
                                      type: object
                                      properties:
                                        id:
                                          description: Opaque public funding source identifier
                                          type: string
                                          example: fs_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        institutionName:
                                          type: string
                                          nullable: true
                                        accountMask:
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - institutionName
                                        - accountMask
                                    event:
                                      type: string
                                      enum:
                                        - achDebit.deliveryProgress
                                    milestone:
                                      type: string
                                      enum:
                                        - delivery_progress
                                    achReturn:
                                      type: object
                                      properties:
                                        id:
                                          description: >-
                                            Opaque public ACH debit return
                                            identifier
                                          type: string
                                          example: dr_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        amountUsd:
                                          type: string
                                        cryptoStateAtReturn:
                                          type: string
                                          enum:
                                            - not_released
                                            - in_flight
                                            - partially_confirmed
                                            - fully_confirmed
                                          description: >-
                                            Crypto release state when the ACH return
                                            was recorded
                                          example: not_released
                                        userAction:
                                          type: string
                                          enum:
                                            - none
                                            - review_required
                                            - restricted
                                            - disabled
                                          description: >-
                                            Action applied to the user after return
                                            policy evaluation
                                          example: review_required
                                      required:
                                        - id
                                        - amountUsd
                                        - cryptoStateAtReturn
                                        - userAction
                                      nullable: true
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - id
                                    - deposit
                                    - fundingSource
                                    - event
                                    - milestone
                                    - achReturn
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable ACH
                                        communication payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-deposit communication sequence.
                                        Reject an event whose sequence is not
                                        above the highest accepted sequence for
                                        this deposit.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    id:
                                      description: >-
                                        Opaque public deposit identifier;
                                        identical to `deposit.id`
                                      type: string
                                      example: dep_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                    deposit:
                                      type: object
                                      properties:
                                        id:
                                          description: >-
                                            Opaque public ACH debit deposit
                                            identifier
                                          type: string
                                          example: dep_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        asset:
                                          description: Asset sent to the deposit destination
                                          type: string
                                          example: USDC
                                          enum:
                                            - USDC
                                        destinationAddressDisplay:
                                          description: >-
                                            Shortened destination wallet address for
                                            user-facing copy
                                          type: string
                                          example: 9xQeWv…wM9R
                                        principalAmountUsd:
                                          type: string
                                        totalDebitAmountUsd:
                                          type: string
                                        confirmedReleasedAmountUsd:
                                          type: string
                                        debitStatus:
                                          type: string
                                          enum:
                                            - authorized
                                            - submitting
                                            - submitted
                                            - settled
                                            - returned
                                            - failed
                                          description: >-
                                            ACH debit lifecycle state for the
                                            deposit
                                          example: authorized
                                        releaseStatus:
                                          type: string
                                          enum:
                                            - not_started
                                            - queued
                                            - partial
                                            - completed
                                            - failed
                                          description: >-
                                            Crypto release lifecycle state for the
                                            deposit
                                          example: not_started
                                        releaseDecisionMode:
                                          type: string
                                          enum:
                                            - after_settlement
                                            - early_full
                                            - early_partial
                                          description: >-
                                            Policy mode used to decide when crypto
                                            is released
                                          example: after_settlement
                                        instantPortionUsd:
                                          type: string
                                        settlementPortionUsd:
                                          type: string
                                        userFeeUsd:
                                          type: string
                                      required:
                                        - id
                                        - asset
                                        - destinationAddressDisplay
                                        - principalAmountUsd
                                        - totalDebitAmountUsd
                                        - confirmedReleasedAmountUsd
                                        - debitStatus
                                        - releaseStatus
                                        - releaseDecisionMode
                                        - instantPortionUsd
                                        - settlementPortionUsd
                                        - userFeeUsd
                                    fundingSource:
                                      type: object
                                      properties:
                                        id:
                                          description: Opaque public funding source identifier
                                          type: string
                                          example: fs_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        institutionName:
                                          type: string
                                          nullable: true
                                        accountMask:
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - institutionName
                                        - accountMask
                                    event:
                                      type: string
                                      enum:
                                        - achDebit.delivered
                                    milestone:
                                      type: string
                                      enum:
                                        - delivered
                                    achReturn:
                                      type: object
                                      properties:
                                        id:
                                          description: >-
                                            Opaque public ACH debit return
                                            identifier
                                          type: string
                                          example: dr_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        amountUsd:
                                          type: string
                                        cryptoStateAtReturn:
                                          type: string
                                          enum:
                                            - not_released
                                            - in_flight
                                            - partially_confirmed
                                            - fully_confirmed
                                          description: >-
                                            Crypto release state when the ACH return
                                            was recorded
                                          example: not_released
                                        userAction:
                                          type: string
                                          enum:
                                            - none
                                            - review_required
                                            - restricted
                                            - disabled
                                          description: >-
                                            Action applied to the user after return
                                            policy evaluation
                                          example: review_required
                                      required:
                                        - id
                                        - amountUsd
                                        - cryptoStateAtReturn
                                        - userAction
                                      nullable: true
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - id
                                    - deposit
                                    - fundingSource
                                    - event
                                    - milestone
                                    - achReturn
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable ACH
                                        communication payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-deposit communication sequence.
                                        Reject an event whose sequence is not
                                        above the highest accepted sequence for
                                        this deposit.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    id:
                                      description: >-
                                        Opaque public deposit identifier;
                                        identical to `deposit.id`
                                      type: string
                                      example: dep_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                    deposit:
                                      type: object
                                      properties:
                                        id:
                                          description: >-
                                            Opaque public ACH debit deposit
                                            identifier
                                          type: string
                                          example: dep_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        asset:
                                          description: Asset sent to the deposit destination
                                          type: string
                                          example: USDC
                                          enum:
                                            - USDC
                                        destinationAddressDisplay:
                                          description: >-
                                            Shortened destination wallet address for
                                            user-facing copy
                                          type: string
                                          example: 9xQeWv…wM9R
                                        principalAmountUsd:
                                          type: string
                                        totalDebitAmountUsd:
                                          type: string
                                        confirmedReleasedAmountUsd:
                                          type: string
                                        debitStatus:
                                          type: string
                                          enum:
                                            - authorized
                                            - submitting
                                            - submitted
                                            - settled
                                            - returned
                                            - failed
                                          description: >-
                                            ACH debit lifecycle state for the
                                            deposit
                                          example: authorized
                                        releaseStatus:
                                          type: string
                                          enum:
                                            - not_started
                                            - queued
                                            - partial
                                            - completed
                                            - failed
                                          description: >-
                                            Crypto release lifecycle state for the
                                            deposit
                                          example: not_started
                                        releaseDecisionMode:
                                          type: string
                                          enum:
                                            - after_settlement
                                            - early_full
                                            - early_partial
                                          description: >-
                                            Policy mode used to decide when crypto
                                            is released
                                          example: after_settlement
                                        instantPortionUsd:
                                          type: string
                                        settlementPortionUsd:
                                          type: string
                                        userFeeUsd:
                                          type: string
                                      required:
                                        - id
                                        - asset
                                        - destinationAddressDisplay
                                        - principalAmountUsd
                                        - totalDebitAmountUsd
                                        - confirmedReleasedAmountUsd
                                        - debitStatus
                                        - releaseStatus
                                        - releaseDecisionMode
                                        - instantPortionUsd
                                        - settlementPortionUsd
                                        - userFeeUsd
                                    fundingSource:
                                      type: object
                                      properties:
                                        id:
                                          description: Opaque public funding source identifier
                                          type: string
                                          example: fs_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        institutionName:
                                          type: string
                                          nullable: true
                                        accountMask:
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - institutionName
                                        - accountMask
                                    event:
                                      type: string
                                      enum:
                                        - achDebit.refunded
                                    milestone:
                                      type: string
                                      enum:
                                        - refunded
                                    achReturn:
                                      type: object
                                      properties:
                                        id:
                                          description: >-
                                            Opaque public ACH debit return
                                            identifier
                                          type: string
                                          example: dr_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        amountUsd:
                                          type: string
                                        cryptoStateAtReturn:
                                          type: string
                                          enum:
                                            - not_released
                                            - in_flight
                                            - partially_confirmed
                                            - fully_confirmed
                                          description: >-
                                            Crypto release state when the ACH return
                                            was recorded
                                          example: not_released
                                        userAction:
                                          type: string
                                          enum:
                                            - none
                                            - review_required
                                            - restricted
                                            - disabled
                                          description: >-
                                            Action applied to the user after return
                                            policy evaluation
                                          example: review_required
                                      required:
                                        - id
                                        - amountUsd
                                        - cryptoStateAtReturn
                                        - userAction
                                      nullable: true
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - id
                                    - deposit
                                    - fundingSource
                                    - event
                                    - milestone
                                    - achReturn
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable ACH
                                        communication payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-deposit communication sequence.
                                        Reject an event whose sequence is not
                                        above the highest accepted sequence for
                                        this deposit.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    id:
                                      description: >-
                                        Opaque public deposit identifier;
                                        identical to `deposit.id`
                                      type: string
                                      example: dep_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                    deposit:
                                      type: object
                                      properties:
                                        id:
                                          description: >-
                                            Opaque public ACH debit deposit
                                            identifier
                                          type: string
                                          example: dep_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        asset:
                                          description: Asset sent to the deposit destination
                                          type: string
                                          example: USDC
                                          enum:
                                            - USDC
                                        destinationAddressDisplay:
                                          description: >-
                                            Shortened destination wallet address for
                                            user-facing copy
                                          type: string
                                          example: 9xQeWv…wM9R
                                        principalAmountUsd:
                                          type: string
                                        totalDebitAmountUsd:
                                          type: string
                                        confirmedReleasedAmountUsd:
                                          type: string
                                        debitStatus:
                                          type: string
                                          enum:
                                            - authorized
                                            - submitting
                                            - submitted
                                            - settled
                                            - returned
                                            - failed
                                          description: >-
                                            ACH debit lifecycle state for the
                                            deposit
                                          example: authorized
                                        releaseStatus:
                                          type: string
                                          enum:
                                            - not_started
                                            - queued
                                            - partial
                                            - completed
                                            - failed
                                          description: >-
                                            Crypto release lifecycle state for the
                                            deposit
                                          example: not_started
                                        releaseDecisionMode:
                                          type: string
                                          enum:
                                            - after_settlement
                                            - early_full
                                            - early_partial
                                          description: >-
                                            Policy mode used to decide when crypto
                                            is released
                                          example: after_settlement
                                        instantPortionUsd:
                                          type: string
                                        settlementPortionUsd:
                                          type: string
                                        userFeeUsd:
                                          type: string
                                      required:
                                        - id
                                        - asset
                                        - destinationAddressDisplay
                                        - principalAmountUsd
                                        - totalDebitAmountUsd
                                        - confirmedReleasedAmountUsd
                                        - debitStatus
                                        - releaseStatus
                                        - releaseDecisionMode
                                        - instantPortionUsd
                                        - settlementPortionUsd
                                        - userFeeUsd
                                    fundingSource:
                                      type: object
                                      properties:
                                        id:
                                          description: Opaque public funding source identifier
                                          type: string
                                          example: fs_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        institutionName:
                                          type: string
                                          nullable: true
                                        accountMask:
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - institutionName
                                        - accountMask
                                    event:
                                      type: string
                                      enum:
                                        - achDebit.returned
                                    milestone:
                                      type: string
                                      enum:
                                        - returned
                                    achReturn:
                                      type: object
                                      properties:
                                        id:
                                          description: >-
                                            Opaque public ACH debit return
                                            identifier
                                          type: string
                                          example: dr_01K3NQ4QGM7Y5ZP0DRW1M4V8NC
                                        amountUsd:
                                          type: string
                                        cryptoStateAtReturn:
                                          type: string
                                          enum:
                                            - not_released
                                            - in_flight
                                            - partially_confirmed
                                            - fully_confirmed
                                          description: >-
                                            Crypto release state when the ACH return
                                            was recorded
                                          example: not_released
                                        userAction:
                                          type: string
                                          enum:
                                            - none
                                            - review_required
                                            - restricted
                                            - disabled
                                          description: >-
                                            Action applied to the user after return
                                            policy evaluation
                                          example: review_required
                                      required:
                                        - id
                                        - amountUsd
                                        - cryptoStateAtReturn
                                        - userAction
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - id
                                    - deposit
                                    - fundingSource
                                    - event
                                    - milestone
                                    - achReturn
                            - description: >-
                                Versioned immutable off-ramp milestone payload.
                                `confirmed` = crypto payment confirmed on-chain;
                                `in_flight` = payout submitted to the banking
                                rail; `completed` = fiat delivered; `failed` = a
                                leg failed terminally; `refunded` = funds
                                returned; `reversed` = a settled payout was
                                clawed back.
                              anyOf:
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable off-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-off-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        off-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The off-ramp identifier; identical to
                                        `offRamp.id`
                                      type: string
                                    offRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The off-ramp identifier
                                          type: string
                                        quoteId:
                                          description: >-
                                            The quote (crypto leg) this off-ramp
                                            fulfills. Null for auto-ramp-address
                                            deposits, which have no quote.
                                          type: string
                                          nullable: true
                                        status:
                                          type: string
                                          enum:
                                            - awaiting_funding
                                            - queued
                                            - in_flight
                                            - completed
                                            - canceled
                                            - failed
                                            - reversed
                                            - refunded
                                          description: >-
                                            Current status of the off-ramp payment.


                                            - `awaiting_funding`: Payment
                                            initialized, awaiting user funding

                                            - `queued`: Payment scheduled for
                                            disbursement

                                            - `in_flight`: Payment sent, pending
                                            settlement

                                            - `completed`: Payment delivered to the
                                            recipient

                                            - `canceled`: Payment canceled

                                            - `failed`: Payment failed

                                            - `reversed`: Payment reversed

                                            - `refunded`: Payment refunded
                                          example: in_flight
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount sent, decimal string
                                              type: string
                                            token:
                                              type: string
                                            chain:
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - chain
                                          nullable: true
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                            accountId:
                                              type: string
                                            accountName:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                            - accountId
                                            - accountName
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                        failureMessage:
                                          description: >-
                                            Public-safe failure summary when the
                                            milestone is `failed`; never internal or
                                            provider detail.
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - quoteId
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                        - failureMessage
                                    event:
                                      type: string
                                      enum:
                                        - offramp.confirmed
                                    milestone:
                                      type: string
                                      enum:
                                        - confirmed
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - offRamp
                                    - event
                                    - milestone
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable off-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-off-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        off-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The off-ramp identifier; identical to
                                        `offRamp.id`
                                      type: string
                                    offRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The off-ramp identifier
                                          type: string
                                        quoteId:
                                          description: >-
                                            The quote (crypto leg) this off-ramp
                                            fulfills. Null for auto-ramp-address
                                            deposits, which have no quote.
                                          type: string
                                          nullable: true
                                        status:
                                          type: string
                                          enum:
                                            - awaiting_funding
                                            - queued
                                            - in_flight
                                            - completed
                                            - canceled
                                            - failed
                                            - reversed
                                            - refunded
                                          description: >-
                                            Current status of the off-ramp payment.


                                            - `awaiting_funding`: Payment
                                            initialized, awaiting user funding

                                            - `queued`: Payment scheduled for
                                            disbursement

                                            - `in_flight`: Payment sent, pending
                                            settlement

                                            - `completed`: Payment delivered to the
                                            recipient

                                            - `canceled`: Payment canceled

                                            - `failed`: Payment failed

                                            - `reversed`: Payment reversed

                                            - `refunded`: Payment refunded
                                          example: in_flight
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount sent, decimal string
                                              type: string
                                            token:
                                              type: string
                                            chain:
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - chain
                                          nullable: true
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                            accountId:
                                              type: string
                                            accountName:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                            - accountId
                                            - accountName
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                        failureMessage:
                                          description: >-
                                            Public-safe failure summary when the
                                            milestone is `failed`; never internal or
                                            provider detail.
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - quoteId
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                        - failureMessage
                                    event:
                                      type: string
                                      enum:
                                        - offramp.inFlight
                                    milestone:
                                      type: string
                                      enum:
                                        - in_flight
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - offRamp
                                    - event
                                    - milestone
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable off-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-off-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        off-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The off-ramp identifier; identical to
                                        `offRamp.id`
                                      type: string
                                    offRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The off-ramp identifier
                                          type: string
                                        quoteId:
                                          description: >-
                                            The quote (crypto leg) this off-ramp
                                            fulfills. Null for auto-ramp-address
                                            deposits, which have no quote.
                                          type: string
                                          nullable: true
                                        status:
                                          type: string
                                          enum:
                                            - awaiting_funding
                                            - queued
                                            - in_flight
                                            - completed
                                            - canceled
                                            - failed
                                            - reversed
                                            - refunded
                                          description: >-
                                            Current status of the off-ramp payment.


                                            - `awaiting_funding`: Payment
                                            initialized, awaiting user funding

                                            - `queued`: Payment scheduled for
                                            disbursement

                                            - `in_flight`: Payment sent, pending
                                            settlement

                                            - `completed`: Payment delivered to the
                                            recipient

                                            - `canceled`: Payment canceled

                                            - `failed`: Payment failed

                                            - `reversed`: Payment reversed

                                            - `refunded`: Payment refunded
                                          example: in_flight
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount sent, decimal string
                                              type: string
                                            token:
                                              type: string
                                            chain:
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - chain
                                          nullable: true
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                            accountId:
                                              type: string
                                            accountName:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                            - accountId
                                            - accountName
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                        failureMessage:
                                          description: >-
                                            Public-safe failure summary when the
                                            milestone is `failed`; never internal or
                                            provider detail.
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - quoteId
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                        - failureMessage
                                    event:
                                      type: string
                                      enum:
                                        - offramp.completed
                                    milestone:
                                      type: string
                                      enum:
                                        - completed
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - offRamp
                                    - event
                                    - milestone
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable off-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-off-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        off-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The off-ramp identifier; identical to
                                        `offRamp.id`
                                      type: string
                                    offRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The off-ramp identifier
                                          type: string
                                        quoteId:
                                          description: >-
                                            The quote (crypto leg) this off-ramp
                                            fulfills. Null for auto-ramp-address
                                            deposits, which have no quote.
                                          type: string
                                          nullable: true
                                        status:
                                          type: string
                                          enum:
                                            - awaiting_funding
                                            - queued
                                            - in_flight
                                            - completed
                                            - canceled
                                            - failed
                                            - reversed
                                            - refunded
                                          description: >-
                                            Current status of the off-ramp payment.


                                            - `awaiting_funding`: Payment
                                            initialized, awaiting user funding

                                            - `queued`: Payment scheduled for
                                            disbursement

                                            - `in_flight`: Payment sent, pending
                                            settlement

                                            - `completed`: Payment delivered to the
                                            recipient

                                            - `canceled`: Payment canceled

                                            - `failed`: Payment failed

                                            - `reversed`: Payment reversed

                                            - `refunded`: Payment refunded
                                          example: in_flight
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount sent, decimal string
                                              type: string
                                            token:
                                              type: string
                                            chain:
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - chain
                                          nullable: true
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                            accountId:
                                              type: string
                                            accountName:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                            - accountId
                                            - accountName
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                        failureMessage:
                                          description: >-
                                            Public-safe failure summary when the
                                            milestone is `failed`; never internal or
                                            provider detail.
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - quoteId
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                        - failureMessage
                                    event:
                                      type: string
                                      enum:
                                        - offramp.failed
                                    milestone:
                                      type: string
                                      enum:
                                        - failed
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - offRamp
                                    - event
                                    - milestone
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable off-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-off-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        off-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The off-ramp identifier; identical to
                                        `offRamp.id`
                                      type: string
                                    offRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The off-ramp identifier
                                          type: string
                                        quoteId:
                                          description: >-
                                            The quote (crypto leg) this off-ramp
                                            fulfills. Null for auto-ramp-address
                                            deposits, which have no quote.
                                          type: string
                                          nullable: true
                                        status:
                                          type: string
                                          enum:
                                            - awaiting_funding
                                            - queued
                                            - in_flight
                                            - completed
                                            - canceled
                                            - failed
                                            - reversed
                                            - refunded
                                          description: >-
                                            Current status of the off-ramp payment.


                                            - `awaiting_funding`: Payment
                                            initialized, awaiting user funding

                                            - `queued`: Payment scheduled for
                                            disbursement

                                            - `in_flight`: Payment sent, pending
                                            settlement

                                            - `completed`: Payment delivered to the
                                            recipient

                                            - `canceled`: Payment canceled

                                            - `failed`: Payment failed

                                            - `reversed`: Payment reversed

                                            - `refunded`: Payment refunded
                                          example: in_flight
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount sent, decimal string
                                              type: string
                                            token:
                                              type: string
                                            chain:
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - chain
                                          nullable: true
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                            accountId:
                                              type: string
                                            accountName:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                            - accountId
                                            - accountName
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                        failureMessage:
                                          description: >-
                                            Public-safe failure summary when the
                                            milestone is `failed`; never internal or
                                            provider detail.
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - quoteId
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                        - failureMessage
                                    event:
                                      type: string
                                      enum:
                                        - offramp.refunded
                                    milestone:
                                      type: string
                                      enum:
                                        - refunded
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - offRamp
                                    - event
                                    - milestone
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable off-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-off-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        off-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The off-ramp identifier; identical to
                                        `offRamp.id`
                                      type: string
                                    offRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The off-ramp identifier
                                          type: string
                                        quoteId:
                                          description: >-
                                            The quote (crypto leg) this off-ramp
                                            fulfills. Null for auto-ramp-address
                                            deposits, which have no quote.
                                          type: string
                                          nullable: true
                                        status:
                                          type: string
                                          enum:
                                            - awaiting_funding
                                            - queued
                                            - in_flight
                                            - completed
                                            - canceled
                                            - failed
                                            - reversed
                                            - refunded
                                          description: >-
                                            Current status of the off-ramp payment.


                                            - `awaiting_funding`: Payment
                                            initialized, awaiting user funding

                                            - `queued`: Payment scheduled for
                                            disbursement

                                            - `in_flight`: Payment sent, pending
                                            settlement

                                            - `completed`: Payment delivered to the
                                            recipient

                                            - `canceled`: Payment canceled

                                            - `failed`: Payment failed

                                            - `reversed`: Payment reversed

                                            - `refunded`: Payment refunded
                                          example: in_flight
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount sent, decimal string
                                              type: string
                                            token:
                                              type: string
                                            chain:
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - chain
                                          nullable: true
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                            accountId:
                                              type: string
                                            accountName:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                            - accountId
                                            - accountName
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                        failureMessage:
                                          description: >-
                                            Public-safe failure summary when the
                                            milestone is `failed`; never internal or
                                            provider detail.
                                          type: string
                                          nullable: true
                                      required:
                                        - id
                                        - quoteId
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                        - failureMessage
                                    event:
                                      type: string
                                      enum:
                                        - offramp.reversed
                                    milestone:
                                      type: string
                                      enum:
                                        - reversed
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - offRamp
                                    - event
                                    - milestone
                            - description: >-
                                Versioned immutable credit on-ramp milestone
                                payload (auto-ramp account funding).
                                `deposit_detected` = fiat arrived at the virtual
                                account; `completed` = crypto delivered;
                                `failed` = conversion failed;
                                `reversed`/`refunded` = the fiat deposit was
                                clawed back or returned.
                              anyOf:
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable credit on-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-on-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        on-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The on-ramp identifier; identical to
                                        `onRamp.id`
                                      type: string
                                    onRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The on-ramp identifier
                                          type: string
                                        status:
                                          description: Public on-ramp status at the milestone
                                          type: string
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount received, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount delivered or expected
                                              type: string
                                            token:
                                              type: string
                                            network:
                                              type: string
                                            address:
                                              description: >-
                                                Destination wallet address (the user's
                                                own)
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - network
                                            - address
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                      required:
                                        - id
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                    event:
                                      type: string
                                      enum:
                                        - onrampCredit.depositDetected
                                    milestone:
                                      type: string
                                      enum:
                                        - deposit_detected
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - onRamp
                                    - event
                                    - milestone
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable credit on-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-on-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        on-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The on-ramp identifier; identical to
                                        `onRamp.id`
                                      type: string
                                    onRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The on-ramp identifier
                                          type: string
                                        status:
                                          description: Public on-ramp status at the milestone
                                          type: string
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount received, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount delivered or expected
                                              type: string
                                            token:
                                              type: string
                                            network:
                                              type: string
                                            address:
                                              description: >-
                                                Destination wallet address (the user's
                                                own)
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - network
                                            - address
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                      required:
                                        - id
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                    event:
                                      type: string
                                      enum:
                                        - onrampCredit.completed
                                    milestone:
                                      type: string
                                      enum:
                                        - completed
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - onRamp
                                    - event
                                    - milestone
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable credit on-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-on-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        on-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The on-ramp identifier; identical to
                                        `onRamp.id`
                                      type: string
                                    onRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The on-ramp identifier
                                          type: string
                                        status:
                                          description: Public on-ramp status at the milestone
                                          type: string
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount received, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount delivered or expected
                                              type: string
                                            token:
                                              type: string
                                            network:
                                              type: string
                                            address:
                                              description: >-
                                                Destination wallet address (the user's
                                                own)
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - network
                                            - address
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                      required:
                                        - id
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                    event:
                                      type: string
                                      enum:
                                        - onrampCredit.failed
                                    milestone:
                                      type: string
                                      enum:
                                        - failed
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - onRamp
                                    - event
                                    - milestone
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable credit on-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-on-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        on-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The on-ramp identifier; identical to
                                        `onRamp.id`
                                      type: string
                                    onRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The on-ramp identifier
                                          type: string
                                        status:
                                          description: Public on-ramp status at the milestone
                                          type: string
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount received, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount delivered or expected
                                              type: string
                                            token:
                                              type: string
                                            network:
                                              type: string
                                            address:
                                              description: >-
                                                Destination wallet address (the user's
                                                own)
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - network
                                            - address
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                      required:
                                        - id
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                    event:
                                      type: string
                                      enum:
                                        - onrampCredit.reversed
                                    milestone:
                                      type: string
                                      enum:
                                        - reversed
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - onRamp
                                    - event
                                    - milestone
                                - type: object
                                  properties:
                                    schemaVersion:
                                      description: >-
                                        Version of the immutable credit on-ramp
                                        milestone payload
                                      type: string
                                      enum:
                                        - '1'
                                    eventId:
                                      description: >-
                                        Stable notification-occurrence
                                        identifier. Unchanged across delivery
                                        retries and replays.
                                      type: string
                                    sequence:
                                      description: >-
                                        Per-on-ramp milestone sequence. Reject
                                        an event whose sequence is not above the
                                        highest accepted sequence for this
                                        on-ramp.
                                      minimum: 1
                                      type: integer
                                    occurredAt:
                                      format: date-time
                                      type: string
                                    userId:
                                      type: string
                                    integratorId:
                                      type: string
                                      nullable: true
                                    id:
                                      description: >-
                                        The on-ramp identifier; identical to
                                        `onRamp.id`
                                      type: string
                                    onRamp:
                                      type: object
                                      properties:
                                        id:
                                          description: The on-ramp identifier
                                          type: string
                                        status:
                                          description: Public on-ramp status at the milestone
                                          type: string
                                        input:
                                          type: object
                                          properties:
                                            amount:
                                              description: Fiat amount received, decimal string
                                              type: string
                                            currency:
                                              type: string
                                            rail:
                                              type: string
                                              nullable: true
                                          required:
                                            - amount
                                            - currency
                                            - rail
                                        output:
                                          type: object
                                          properties:
                                            amount:
                                              description: Crypto amount delivered or expected
                                              type: string
                                            token:
                                              type: string
                                            network:
                                              type: string
                                            address:
                                              description: >-
                                                Destination wallet address (the user's
                                                own)
                                              type: string
                                          required:
                                            - amount
                                            - token
                                            - network
                                            - address
                                        fees:
                                          type: object
                                          properties:
                                            amount:
                                              type: string
                                            currency:
                                              type: string
                                          required:
                                            - amount
                                            - currency
                                          nullable: true
                                        transaction:
                                          type: object
                                          properties:
                                            hash:
                                              type: string
                                              nullable: true
                                            explorerUrl:
                                              type: string
                                              nullable: true
                                          required:
                                            - hash
                                            - explorerUrl
                                          nullable: true
                                      required:
                                        - id
                                        - status
                                        - input
                                        - output
                                        - fees
                                        - transaction
                                    event:
                                      type: string
                                      enum:
                                        - onrampCredit.refunded
                                    milestone:
                                      type: string
                                      enum:
                                        - refunded
                                  required:
                                    - schemaVersion
                                    - eventId
                                    - sequence
                                    - occurredAt
                                    - userId
                                    - integratorId
                                    - id
                                    - onRamp
                                    - event
                                    - milestone
                            - type: object
                              additionalProperties: {}
                        success:
                          description: >-
                            Whether Spritz received a successful response.
                            `false` alongside an `error` does not mean your
                            endpoint rejected the event — it may have processed
                            it and only the response was lost. `false` with
                            neither `error` nor `responseStatus` means the
                            outcome was never recorded, not that it failed. Read
                            those two fields before concluding anything about
                            delivery.
                          type: boolean
                          example: true
                        responseStatus:
                          description: >-
                            HTTP status your endpoint returned — but only when
                            `error` is absent. When `error` is set no response
                            was received at all, and this is Spritz's
                            classification of the failure (504 for a timeout,
                            500 otherwise) rather than anything your endpoint
                            said.
                          type: number
                          example: 200
                        error:
                          description: >-
                            Set when no usable response was received — a
                            timeout, a refused connection, a DNS or certificate
                            problem. This does **not** prove the request never
                            arrived: a refused connection means it did not, but
                            a timeout or a dropped connection may mean your
                            endpoint received and fully processed it and we
                            never heard back. Treat delivery as unknown and rely
                            on idempotent handling. When `error` is absent the
                            request landed and `responseStatus` is your
                            endpoint's own answer.
                          type: string
                          example: getaddrinfo ENOTFOUND webhooks.example.com
                        timestamp:
                          description: >-
                            When the delivery was attempted. Absent on a handful
                            of very early records that predate the field —
                            omitted rather than guessed.
                          format: date-time
                          type: string
                      required:
                        - event
                        - webhookUrl
                        - payload
                        - success
                  hasMore:
                    description: Whether there are more results
                    type: boolean
                    example: true
                  nextCursor:
                    type: string
                    description: >-
                      Pass as `cursor` to fetch the next page. Null on the last
                      page.
                    nullable: true
                required:
                  - data
                  - hasMore
                  - nextCursor
        '400':
          description: Response for status 400
          content:
            application/problem+json:
              schema:
                additionalProperties: true
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 400
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                    example: /errors/1234567890
                  code:
                    description: >-
                      Machine-readable cause, present when exactly one thing
                      failed. Branch on this, never on `detail`, which is
                      human-facing copy and may change. For deposit limits the
                      vocabulary matches the `reason` values the limits API
                      returns pre-flight.
                    type: string
                    example: transaction_limit
                  field:
                    description: The offending request field, present alongside `code`.
                    type: string
                    example: amountUsd
                  retryable:
                    description: >-
                      Whether retrying the same request later may succeed
                      without changing its inputs.
                    type: boolean
                    example: true
                  retryAfter:
                    description: >-
                      Seconds to wait before retrying, present alongside
                      `retryable: true`. Mirrors the `Retry-After` response
                      header and is meant for short backoffs the server chose
                      (load shedding); for a condition that clears on its own
                      schedule, `clearsAt` carries the absolute time instead.
                    type: number
                    example: 5
                  suggestedAction:
                    type: string
                    enum:
                      - auto_ramp
                      - wait_for_settlement
                  clearsAt:
                    format: date-time
                    type: string
                    description: >-
                      Earliest known time the current temporary condition may
                      clear.
                    nullable: true
                  availableAt:
                    format: date-time
                    type: string
                    description: >-
                      When a temporarily ineligible funding source may become
                      available again.
                    nullable: true
                  permanent:
                    description: >-
                      Whether the current funding-source restriction will not
                      clear automatically.
                    type: boolean
                required:
                  - title
                  - status
        '401':
          description: Response for status 401
          content:
            application/problem+json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 401
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                    example: Bearer token required
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                  realm:
                    description: The authentication realm
                    type: string
                    example: API
                  scope:
                    description: The required scope for this resource
                    type: string
                    example: read:users
                required:
                  - title
                  - status
                additionalProperties: false
        '404':
          description: Response for status 404
          content:
            application/problem+json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                  status:
                    description: The HTTP status code
                    type: number
                    example: 404
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                  resourceType:
                    description: The type of resource that was not found
                    type: string
                    example: user
                  resourceId:
                    description: The identifier of the resource that was not found
                    type: string
                required:
                  - title
                  - status
                  - resourceType
                  - resourceId
                additionalProperties: false
        '500':
          description: Response for status 500
          content:
            application/problem+json:
              schema:
                additionalProperties: true
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 400
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                    example: /errors/1234567890
                  code:
                    description: >-
                      Machine-readable cause, present when exactly one thing
                      failed. Branch on this, never on `detail`, which is
                      human-facing copy and may change. For deposit limits the
                      vocabulary matches the `reason` values the limits API
                      returns pre-flight.
                    type: string
                    example: transaction_limit
                  field:
                    description: The offending request field, present alongside `code`.
                    type: string
                    example: amountUsd
                  retryable:
                    description: >-
                      Whether retrying the same request later may succeed
                      without changing its inputs.
                    type: boolean
                    example: true
                  retryAfter:
                    description: >-
                      Seconds to wait before retrying, present alongside
                      `retryable: true`. Mirrors the `Retry-After` response
                      header and is meant for short backoffs the server chose
                      (load shedding); for a condition that clears on its own
                      schedule, `clearsAt` carries the absolute time instead.
                    type: number
                    example: 5
                  suggestedAction:
                    type: string
                    enum:
                      - auto_ramp
                      - wait_for_settlement
                  clearsAt:
                    format: date-time
                    type: string
                    description: >-
                      Earliest known time the current temporary condition may
                      clear.
                    nullable: true
                  availableAt:
                    format: date-time
                    type: string
                    description: >-
                      When a temporarily ineligible funding source may become
                      available again.
                    nullable: true
                  permanent:
                    description: >-
                      Whether the current funding-source restriction will not
                      clear automatically.
                    type: boolean
                required:
                  - title
                  - status
        '502':
          description: Response for status 502
          content:
            application/problem+json:
              schema:
                additionalProperties: true
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 400
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                    example: /errors/1234567890
                  code:
                    description: >-
                      Machine-readable cause, present when exactly one thing
                      failed. Branch on this, never on `detail`, which is
                      human-facing copy and may change. For deposit limits the
                      vocabulary matches the `reason` values the limits API
                      returns pre-flight.
                    type: string
                    example: transaction_limit
                  field:
                    description: The offending request field, present alongside `code`.
                    type: string
                    example: amountUsd
                  retryable:
                    description: >-
                      Whether retrying the same request later may succeed
                      without changing its inputs.
                    type: boolean
                    example: true
                  retryAfter:
                    description: >-
                      Seconds to wait before retrying, present alongside
                      `retryable: true`. Mirrors the `Retry-After` response
                      header and is meant for short backoffs the server chose
                      (load shedding); for a condition that clears on its own
                      schedule, `clearsAt` carries the absolute time instead.
                    type: number
                    example: 5
                  suggestedAction:
                    type: string
                    enum:
                      - auto_ramp
                      - wait_for_settlement
                  clearsAt:
                    format: date-time
                    type: string
                    description: >-
                      Earliest known time the current temporary condition may
                      clear.
                    nullable: true
                  availableAt:
                    format: date-time
                    type: string
                    description: >-
                      When a temporarily ineligible funding source may become
                      available again.
                    nullable: true
                  permanent:
                    description: >-
                      Whether the current funding-source restriction will not
                      clear automatically.
                    type: boolean
                required:
                  - title
                  - status
        '503':
          description: Response for status 503
          content:
            application/problem+json:
              schema:
                additionalProperties: true
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 400
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                    example: /errors/1234567890
                  code:
                    description: >-
                      Machine-readable cause, present when exactly one thing
                      failed. Branch on this, never on `detail`, which is
                      human-facing copy and may change. For deposit limits the
                      vocabulary matches the `reason` values the limits API
                      returns pre-flight.
                    type: string
                    example: transaction_limit
                  field:
                    description: The offending request field, present alongside `code`.
                    type: string
                    example: amountUsd
                  retryable:
                    description: >-
                      Whether retrying the same request later may succeed
                      without changing its inputs.
                    type: boolean
                    example: true
                  retryAfter:
                    description: >-
                      Seconds to wait before retrying, present alongside
                      `retryable: true`. Mirrors the `Retry-After` response
                      header and is meant for short backoffs the server chose
                      (load shedding); for a condition that clears on its own
                      schedule, `clearsAt` carries the absolute time instead.
                    type: number
                    example: 5
                  suggestedAction:
                    type: string
                    enum:
                      - auto_ramp
                      - wait_for_settlement
                  clearsAt:
                    format: date-time
                    type: string
                    description: >-
                      Earliest known time the current temporary condition may
                      clear.
                    nullable: true
                  availableAt:
                    format: date-time
                    type: string
                    description: >-
                      When a temporarily ineligible funding source may become
                      available again.
                    nullable: true
                  permanent:
                    description: >-
                      Whether the current funding-source restriction will not
                      clear automatically.
                    type: boolean
                required:
                  - title
                  - status
        '504':
          description: Response for status 504
          content:
            application/problem+json:
              schema:
                additionalProperties: true
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 400
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                    example: /errors/1234567890
                  code:
                    description: >-
                      Machine-readable cause, present when exactly one thing
                      failed. Branch on this, never on `detail`, which is
                      human-facing copy and may change. For deposit limits the
                      vocabulary matches the `reason` values the limits API
                      returns pre-flight.
                    type: string
                    example: transaction_limit
                  field:
                    description: The offending request field, present alongside `code`.
                    type: string
                    example: amountUsd
                  retryable:
                    description: >-
                      Whether retrying the same request later may succeed
                      without changing its inputs.
                    type: boolean
                    example: true
                  retryAfter:
                    description: >-
                      Seconds to wait before retrying, present alongside
                      `retryable: true`. Mirrors the `Retry-After` response
                      header and is meant for short backoffs the server chose
                      (load shedding); for a condition that clears on its own
                      schedule, `clearsAt` carries the absolute time instead.
                    type: number
                    example: 5
                  suggestedAction:
                    type: string
                    enum:
                      - auto_ramp
                      - wait_for_settlement
                  clearsAt:
                    format: date-time
                    type: string
                    description: >-
                      Earliest known time the current temporary condition may
                      clear.
                    nullable: true
                  availableAt:
                    format: date-time
                    type: string
                    description: >-
                      When a temporarily ineligible funding source may become
                      available again.
                    nullable: true
                  permanent:
                    description: >-
                      Whether the current funding-source restriction will not
                      clear automatically.
                    type: boolean
                required:
                  - title
                  - status
      security:
        - hmacAuth: []
          integratorKey: []
          timestamp: []
components:
  securitySchemes:
    hmacAuth:
      type: apiKey
      in: header
      name: X-Signature
      description: >-
        HMAC signature authentication for backend integrators.


        **Required Headers:**

        - X-Integrator-Key: Integrator API key (format: ik_...)

        - X-Signature: HMAC signature (format: sha256={hex})

        - X-Timestamp: Unix timestamp in milliseconds

        - Authorization: Bearer {user-api-key}


        **Signature Algorithm:** HMAC-SHA256


        **Signature Format:** {timestamp}.{METHOD}.{path}.{bodyHash}

        - timestamp: Unix timestamp in milliseconds

        - METHOD: HTTP method in UPPERCASE (GET, POST, etc.)

        - path: Request path (e.g., /v1/transactions)

        - bodyHash: SHA256 hex digest of request body (empty string if no body)


        **Timestamp Tolerance:** ±5 minutes (300 seconds)


        **Example:**

        For POST /v1/transactions with body {"amount":100} and timestamp
        1234567890000:

        Payload: 1234567890000.POST./v1/transactions.{sha256(body)}

        Signature: sha256=abc123...
    integratorKey:
      type: apiKey
      in: header
      name: X-Integrator-Key
      description: 'Integrator API key (format: ik_...) used with HMAC authentication'
    timestamp:
      type: apiKey
      in: header
      name: X-Timestamp
      description: >-
        Unix timestamp in milliseconds for request freshness. Must be within 5
        minutes of server time. The timestamp alone bounds but does not prevent
        an exact replay within that window. Use Idempotency-Key on supported
        mutations.

````