> ## Documentation Index > Fetch the complete documentation index at: https://docs.spritz.finance/llms.txt > Use this file to discover all available pages before exploring further. # List ACH debit returns > Returns ACH debit returns scoped to the authenticated integrator. ## OpenAPI ````yaml https://platform.spritz.finance/openapi.json get /v1/integrator/ach-debit/returns openapi: 3.0.3 info: title: Spritz Finance API version: 1.0.0 description: API for the Spritz Finance platform with RFC 9457 error handling servers: - url: https://platform.spritz.finance description: Production - url: https://sandbox.spritz.finance description: Sandbox security: [] tags: - name: Users description: User management endpoints - name: Bank Accounts description: Manage bank accounts for off-ramp destinations - name: Bills description: Manage bill pay accounts - name: Cards description: Spritz-issued debit cards - name: Auto-Ramp Accounts description: Virtual bank accounts that automatically convert fiat deposits to crypto - name: Spritz App description: >- Endpoints used by the Spritz app and internal SDKs. Excluded from the public partner spec. paths: /v1/integrator/ach-debit/returns: get: tags: - Integrator summary: List ACH debit returns description: Returns ACH debit returns scoped to the authenticated integrator. operationId: getV1IntegratorAch-debitReturns parameters: - name: limit in: query required: false schema: description: Maximum number of results to return default: 50 minimum: 1 maximum: 100 type: number - name: cursor in: query required: false schema: description: Opaque cursor from the previous response's `nextCursor` value type: string - name: userId in: query required: false schema: description: Filter to one Spritz user ID type: string example: 6a749a054c3b8fc5da595d1b - name: userIds in: query required: false schema: description: Comma-separated Spritz user IDs to include type: string - name: search in: query required: false schema: description: >- Search by user ID, deposit ID, on-ramp ID, return ID, or return code type: string - name: returnCode in: query required: false schema: description: ACH return code type: string example: R10 - name: returnBucket in: query required: false schema: type: string enum: - unauthorized - administrative - other - name: cryptoStateAtReturn in: query required: false schema: type: string enum: - not_released - in_flight - partially_confirmed - fully_confirmed - name: lossOnly in: query required: false schema: type: string enum: - 'true' - 'false' - name: userAction in: query required: false schema: type: string enum: - none - review_required - restricted - disabled - name: occurredAfter in: query required: false schema: format: date-time type: string - name: occurredBefore in: query required: false schema: format: date-time type: string responses: '200': description: Response for status 200 content: application/json: schema: type: object properties: data: type: array items: type: object properties: id: description: Opaque public ACH debit return identifier type: string example: dr_01JV7Q8M4Y8K6N2Z5P3R1T9W0X depositId: description: Opaque public ACH debit deposit identifier type: string example: dep_01JV7Q8M4Y8K6N2Z5P3R1T9W0X userId: description: Spritz user ID associated with the returned deposit type: string example: 6a749a054c3b8fc5da595d1c sourceId: description: Opaque public funding source identifier type: string example: fs_01JV7Q8M4Y8K6N2Z5P3R1T9W0X onRampId: type: string nullable: true amountUsd: type: string currency: type: string returnCode: type: string nullable: true returnReason: type: string nullable: true occurredAt: format: date-time type: string cryptoStateAtReturn: type: string enum: - not_released - in_flight - partially_confirmed - fully_confirmed lossAmountUsd: type: string atRiskAmountUsd: type: string sourceAction: type: string enum: - disabled userAction: type: string enum: - none - review_required - restricted - disabled reportingBucket: type: string enum: - unauthorized - administrative - other required: - id - depositId - userId - sourceId - onRampId - amountUsd - currency - returnCode - returnReason - occurredAt - cryptoStateAtReturn - lossAmountUsd - atRiskAmountUsd - sourceAction - userAction - reportingBucket hasMore: description: Whether there are more results type: boolean example: true nextCursor: type: string nullable: true required: - data - hasMore - nextCursor '401': description: Response for status 401 content: application/json: schema: type: object properties: type: default: about:blank description: A URI reference that identifies the problem type type: string example: urn:problem-type:auth:unauthorized title: description: A short, human-readable summary of the problem type type: string example: Unauthorized status: description: The HTTP status code type: number example: 401 detail: description: A human-readable explanation specific to this occurrence type: string example: Bearer token required instance: description: A URI reference that identifies the specific occurrence type: string realm: description: The authentication realm type: string example: API scope: description: The required scope for this resource type: string example: read:users required: - title - status additionalProperties: false '404': description: Response for status 404 content: application/json: schema: type: object properties: type: default: about:blank description: A URI reference that identifies the problem type type: string title: description: A short, human-readable summary of the problem type type: string status: description: The HTTP status code type: number example: 404 detail: description: A human-readable explanation specific to this occurrence type: string instance: description: A URI reference that identifies the specific occurrence type: string resourceType: description: The type of resource that was not found type: string example: user resourceId: description: The identifier of the resource that was not found type: string required: - title - status - resourceType - resourceId additionalProperties: false '500': description: Response for status 500 content: application/json: schema: type: object properties: type: default: about:blank description: A URI reference that identifies the problem type type: string example: urn:problem-type:auth:unauthorized title: description: A short, human-readable summary of the problem type type: string example: Unauthorized status: description: The HTTP status code type: number example: 400 detail: description: A human-readable explanation specific to this occurrence type: string instance: description: A URI reference that identifies the specific occurrence type: string example: /errors/1234567890 code: description: >- Machine-readable cause, present when exactly one thing failed. Branch on this, never on `detail`, which is human-facing copy and may change. For deposit limits the vocabulary matches the `reason` values the limits API returns pre-flight. type: string example: transaction_limit field: description: The offending request field, present alongside `code`. type: string example: amountUsd retryable: description: >- Whether retrying the same request later may succeed without changing its inputs. type: boolean example: true required: - title - status additionalProperties: false security: - hmacAuth: [] integratorKey: [] timestamp: [] components: securitySchemes: hmacAuth: type: apiKey in: header name: X-Signature description: >- HMAC signature authentication for backend integrators. **Required Headers:** - X-Integrator-Key: Integrator API key (format: int_...) - X-Signature: HMAC signature (format: sha256={hex}) - X-Timestamp: Unix timestamp in milliseconds - Authorization: Bearer {user-api-key} **Signature Algorithm:** HMAC-SHA256 **Signature Format:** {timestamp}.{METHOD}.{path}.{bodyHash} - timestamp: Unix timestamp in milliseconds - METHOD: HTTP method in UPPERCASE (GET, POST, etc.) - path: Request path (e.g., /v1/transactions) - bodyHash: SHA256 hex digest of request body (empty string if no body) **Timestamp Tolerance:** ±5 minutes (300 seconds) **Example:** For POST /v1/transactions with body {"amount":100} and timestamp 1234567890000: Payload: 1234567890000.POST./v1/transactions.{sha256(body)} Signature: sha256=abc123... integratorKey: type: apiKey in: header name: X-Integrator-Key description: 'Integrator API key (format: int_...) used with HMAC authentication' timestamp: type: apiKey in: header name: X-Timestamp description: >- Unix timestamp in milliseconds for replay attack prevention. Must be within 5 minutes of server time. ````