> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spritz.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# List on-ramps

> Returns a paginated list of on-ramps for the authenticated user.

On-ramps represent fiat-to-crypto conversion transactions where fiat
was sent and crypto was or will be received at a destination address.

**Filtering:**
- `network`: Filter by blockchain network (ethereum, polygon, etc.)
- `token`: Filter by output token (case-insensitive, e.g., "usdc")
- `address`: Filter by payout address

**Sorting:**
- `sort=desc` (default): Newest first
- `sort=asc`: Oldest first

**Pagination:**
Use cursor-based pagination with the `cursor` parameter.



## OpenAPI

````yaml https://platform.spritz.finance/openapi.json get /v1/on-ramps/
openapi: 3.0.3
info:
  title: Spritz Finance API
  version: 1.0.0
  description: API for the Spritz Finance platform with RFC 9457 error handling
servers:
  - url: https://platform.spritz.finance
    description: Production
  - url: https://sandbox.spritz.finance
    description: Sandbox
security: []
tags:
  - name: Users
    description: User management endpoints
  - name: Bank Accounts
    description: Manage bank accounts for off-ramp destinations
  - name: Bills
    description: Manage bill pay accounts
  - name: Cards
    description: Spritz-issued debit cards
  - name: Auto-Ramp Accounts
    description: Virtual bank accounts that automatically convert fiat deposits to crypto
  - name: Spritz App
    description: >-
      Endpoints used by the Spritz app and internal SDKs. Excluded from the
      public partner spec.
paths:
  /v1/on-ramps/:
    get:
      tags:
        - On-Ramps
      summary: List on-ramps
      description: |-
        Returns a paginated list of on-ramps for the authenticated user.

        On-ramps represent fiat-to-crypto conversion transactions where fiat
        was sent and crypto was or will be received at a destination address.

        **Filtering:**
        - `network`: Filter by blockchain network (ethereum, polygon, etc.)
        - `token`: Filter by output token (case-insensitive, e.g., "usdc")
        - `address`: Filter by payout address

        **Sorting:**
        - `sort=desc` (default): Newest first
        - `sort=asc`: Oldest first

        **Pagination:**
        Use cursor-based pagination with the `cursor` parameter.
      operationId: getV1On-ramps
      parameters:
        - name: limit
          in: query
          required: false
          schema:
            description: Maximum number of results to return
            default: 50
            minimum: 1
            maximum: 100
            type: number
        - name: cursor
          in: query
          required: false
          schema:
            description: >-
              Opaque cursor for pagination. Use the `nextCursor` value from the
              previous response.
            type: string
        - name: network
          in: query
          required: false
          schema:
            type: string
            enum:
              - ethereum
              - polygon
              - base
              - arbitrum
              - avalanche
              - optimism
              - solana
              - tron
              - bitcoin
        - name: token
          in: query
          required: false
          schema:
            maxLength: 10
            description: >-
              Filter by output token. Case-insensitive (transformed to
              uppercase).
            type: string
            example: USDC
        - name: address
          in: query
          required: false
          schema:
            maxLength: 256
            description: Filter by payout address
            type: string
            example: 0x742d35Cc6634C0532925a3b844Bc9e7595f...
        - name: sort
          in: query
          required: false
          schema:
            type: string
            enum:
              - desc
              - asc
      responses:
        '200':
          description: Response for status 200
          content:
            application/json:
              schema:
                type: object
                properties:
                  data:
                    type: array
                    items:
                      type: object
                      properties:
                        id:
                          description: Unique on-ramp identifier
                          type: string
                          example: onramp_xyz789
                        status:
                          type: string
                          enum:
                            - awaiting_payment
                            - processing
                            - partially_delivered
                            - completed
                            - cancelled
                            - failed
                            - reversed
                            - refunded
                            - in_review
                        createdAt:
                          format: date-time
                          type: string
                        input:
                          type: object
                          properties:
                            amount:
                              description: Fiat amount sent, before fees
                              type: string
                              example: '5187.50'
                            currency:
                              type: string
                              enum:
                                - USD
                                - CAD
                                - EUR
                                - GBP
                            rail:
                              type: string
                              enum:
                                - ach_credit
                                - wire
                                - sepa_credit_transfer
                          required:
                            - amount
                            - currency
                            - rail
                        fees:
                          type: object
                          properties:
                            amount:
                              description: >-
                                Every fee paid on this on-ramp, in source
                                currency — the sum of `breakdown`. `input.amount
                                - fees.amount` is what reaches the destination.
                                On on-ramps created before pass-through fees
                                were recorded, `breakdown` is absent and this
                                covers Spritz's fee only.
                              type: string
                              example: '59.60'
                            currency:
                              description: Currency of the fee paid
                              type: string
                              example: USD, EUR
                            breakdown:
                              description: >-
                                Every fee the user paid, split by role, in
                                source currency. Omitted on on-ramps created
                                before pass-through fees were recorded — absent
                                means unknown, not zero.
                              type: object
                              properties:
                                platform:
                                  description: Spritz's own fee.
                                  type: string
                                  example: '57.07'
                                exchange:
                                  description: >-
                                    Total currency-conversion cost passed
                                    through to the user, whether the provider
                                    charged it as a fee or took it inside the
                                    exchange rate. `0.00` only when no
                                    conversion took place.
                                  type: string
                                  example: '2.53'
                                network:
                                  description: >-
                                    On-chain settlement cost passed through to
                                    the user. `0.00` on networks that do not
                                    charge it — and, on an estimate, also where
                                    too few deposits have settled for us to have
                                    measured one. `fees.networkFeeSamples`
                                    separates the two there; on a settled
                                    on-ramp this is always the cost actually
                                    charged.
                                  type: string
                                  example: '0.00'
                              required:
                                - platform
                                - exchange
                                - network
                          required:
                            - amount
                            - currency
                        output:
                          type: object
                          properties:
                            amount:
                              description: Total crypto amount expected for this on-ramp
                              type: string
                              example: '5130.43'
                            token:
                              description: Token to be received
                              type: string
                              example: USDC
                            network:
                              type: string
                              enum:
                                - ethereum
                                - polygon
                                - base
                                - arbitrum
                                - avalanche
                                - optimism
                                - solana
                                - tron
                                - bitcoin
                            address:
                              description: Destination wallet address
                              type: string
                              example: 0x742d35Cc...
                            txHash:
                              description: >-
                                Legacy convenience transaction hash for
                                single-delivery payouts
                              type: string
                              example: 0xabc...
                          required:
                            - amount
                            - token
                            - network
                            - address
                        source:
                          description: >-
                            Where the fiat for this on-ramp originated. Present
                            when the on-ramp was funded by debiting a linked
                            funding source (ACH debit); null when funds were
                            pushed from an external bank account (ach_credit,
                            wire, sepa_credit_transfer).
                          type: object
                          properties:
                            fundingSourceId:
                              description: >-
                                Opaque public identifier of the funding source
                                that was debited
                              type: string
                              example: fs_01JV7Q8M4Y8K6N2Z5P3R1T9W0X
                          required:
                            - fundingSourceId
                          nullable: true
                        deliverySummary:
                          type: object
                          properties:
                            deliveredAmount:
                              description: Crypto amount delivered or submitted so far
                              type: string
                              example: '40.00'
                            confirmedAmount:
                              description: Crypto amount confirmed on-chain so far
                              type: string
                              example: '25.00'
                            remainingAmount:
                              description: Crypto amount still remaining to be delivered
                              type: string
                              example: '60.00'
                          required:
                            - deliveredAmount
                            - confirmedAmount
                            - remainingAmount
                        deliveries:
                          type: array
                          items:
                            type: object
                            properties:
                              id:
                                description: Unique delivery identifier
                                type: string
                                example: release_abc123
                              status:
                                type: string
                                enum:
                                  - queued
                                  - submitted
                                  - confirmed
                                  - failed
                              amount:
                                description: Crypto amount for this delivery tranche
                                type: string
                                example: '25.00'
                              amountUsd:
                                description: USD equivalent of this delivery tranche
                                type: string
                                example: '25.00'
                              txHash:
                                description: >-
                                  Blockchain transaction hash for this delivery
                                  tranche
                                type: string
                                example: 0xabc...
                              createdAt:
                                format: date-time
                                type: string
                              submittedAt:
                                format: date-time
                                type: string
                              confirmedAt:
                                format: date-time
                                type: string
                              failedAt:
                                format: date-time
                                type: string
                            required:
                              - id
                              - status
                              - amount
                              - amountUsd
                              - createdAt
                        completedAt:
                          format: date-time
                          type: string
                      required:
                        - id
                        - status
                        - createdAt
                        - input
                        - fees
                        - source
                  hasMore:
                    description: Whether there are more results
                    type: boolean
                    example: true
                  nextCursor:
                    description: Cursor for fetching the next page
                    type: string
                    example: eyJpZCI6Im9ucmFtcF94eXo3ODkifQ==
                required:
                  - data
                  - hasMore
                additionalProperties: false
        '401':
          description: Response for status 401
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 401
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                    example: Bearer token required
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                  realm:
                    description: The authentication realm
                    type: string
                    example: API
                  scope:
                    description: The required scope for this resource
                    type: string
                    example: read:users
                required:
                  - title
                  - status
                additionalProperties: false
        '404':
          description: Response for status 404
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                  status:
                    description: The HTTP status code
                    type: number
                    example: 404
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                  resourceType:
                    description: The type of resource that was not found
                    type: string
                    example: user
                  resourceId:
                    description: The identifier of the resource that was not found
                    type: string
                required:
                  - title
                  - status
                  - resourceType
                  - resourceId
                additionalProperties: false
        '500':
          description: Response for status 500
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 400
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                    example: /errors/1234567890
                  code:
                    description: >-
                      Machine-readable cause, present when exactly one thing
                      failed. Branch on this, never on `detail`, which is
                      human-facing copy and may change. For deposit limits the
                      vocabulary matches the `reason` values the limits API
                      returns pre-flight.
                    type: string
                    example: transaction_limit
                  field:
                    description: The offending request field, present alongside `code`.
                    type: string
                    example: amountUsd
                  retryable:
                    description: >-
                      Whether retrying the same request later may succeed
                      without changing its inputs.
                    type: boolean
                    example: true
                required:
                  - title
                  - status
                additionalProperties: false
      security:
        - bearerAuth: []
        - integratorJwt: []
        - hmacAuth: []
          integratorKey: []
          timestamp: []
components:
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: Cognito JWT token for regular user authentication
    integratorJwt:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: >-
        Integrator JWT token (prefix: spr_) for frontend integrator
        authentication. Obtained via token exchange endpoint.
    hmacAuth:
      type: apiKey
      in: header
      name: X-Signature
      description: >-
        HMAC signature authentication for backend integrators.


        **Required Headers:**

        - X-Integrator-Key: Integrator API key (format: int_...)

        - X-Signature: HMAC signature (format: sha256={hex})

        - X-Timestamp: Unix timestamp in milliseconds

        - Authorization: Bearer {user-api-key}


        **Signature Algorithm:** HMAC-SHA256


        **Signature Format:** {timestamp}.{METHOD}.{path}.{bodyHash}

        - timestamp: Unix timestamp in milliseconds

        - METHOD: HTTP method in UPPERCASE (GET, POST, etc.)

        - path: Request path (e.g., /v1/transactions)

        - bodyHash: SHA256 hex digest of request body (empty string if no body)


        **Timestamp Tolerance:** ±5 minutes (300 seconds)


        **Example:**

        For POST /v1/transactions with body {"amount":100} and timestamp
        1234567890000:

        Payload: 1234567890000.POST./v1/transactions.{sha256(body)}

        Signature: sha256=abc123...
    integratorKey:
      type: apiKey
      in: header
      name: X-Integrator-Key
      description: 'Integrator API key (format: int_...) used with HMAC authentication'
    timestamp:
      type: apiKey
      in: header
      name: X-Timestamp
      description: >-
        Unix timestamp in milliseconds for replay attack prevention. Must be
        within 5 minutes of server time.

````