> ## Documentation Index
> Fetch the complete documentation index at: https://docs.spritz.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Get the current authenticated user

> Returns the authenticated user's profile information.



## OpenAPI

````yaml https://platform.spritz.finance/openapi.json get /v1/users/me
openapi: 3.0.3
info:
  title: Spritz Finance API
  version: 1.0.0
  description: API for the Spritz Finance platform with RFC 9457 error handling
servers:
  - url: https://platform.spritz.finance
    description: Production
  - url: https://sandbox.spritz.finance
    description: Sandbox
security: []
tags:
  - name: Users
    description: User management endpoints
  - name: Bank Accounts
    description: Manage bank accounts for off-ramp destinations
  - name: Bills
    description: Manage bill pay accounts
  - name: Cards
    description: Spritz-issued debit cards
  - name: Auto-Ramp Accounts
    description: Virtual bank accounts that automatically convert fiat deposits to crypto
  - name: Spritz App
    description: >-
      Endpoints used by the Spritz app and internal SDKs. Excluded from the
      public partner spec.
paths:
  /v1/users/me:
    get:
      tags:
        - Users
      summary: Get the current authenticated user
      description: Returns the authenticated user's profile information.
      operationId: getV1UsersMe
      responses:
        '200':
          description: Response for status 200
          content:
            application/json:
              schema:
                type: object
                properties:
                  id:
                    description: Unique identifier for the user
                    type: string
                    example: 6a749a054c3b8fc5da595d1a
                  email:
                    description: User's email address
                    format: email
                    type: string
                    nullable: true
                    example: user@example.com
                  firstName:
                    description: User's first name
                    type: string
                    nullable: true
                    example: John
                  signedUpAt:
                    description: ISO 8601 timestamp of when the user was created
                    format: date-time
                    type: string
                    example: '2026-08-06T14:28:21.827Z'
                  timezone:
                    description: User's timezone in IANA format
                    type: string
                    nullable: true
                    example: America/New_York
                  notificationPreferences:
                    description: User's notification preferences by type
                    type: array
                    items:
                      description: >-
                        A notification preference for a specific notification
                        type
                      type: object
                      properties:
                        type:
                          type: string
                          enum:
                            - cardTransaction.approved
                            - cardTransaction.declined
                            - credit.added
                        email:
                          description: >-
                            Whether email notifications are enabled for this
                            type
                          default: true
                          type: boolean
                        mobile:
                          description: >-
                            Whether mobile notifications are enabled for this
                            type
                          default: false
                          type: boolean
                      required:
                        - type
                        - email
                        - mobile
                  verification:
                    description: >-
                      User's identity verification status and any pending
                      requirements
                    type: object
                    properties:
                      status:
                        type: string
                        enum:
                          - not_started
                          - verified
                          - failed
                          - disabled
                          - retry
                      country:
                        description: >-
                          ISO 3166-1 alpha-2 country code where user was
                          verified
                        type: string
                        nullable: true
                        example: US
                      requirement:
                        description: >-
                          A requirement that must be fulfilled to access certain
                          features
                        type: object
                        properties:
                          type:
                            type: string
                            enum:
                              - identity_verification
                              - terms_acceptance
                              - additional_verification
                              - document_submission
                              - region_restriction
                              - regional_compliance
                          description:
                            description: >-
                              Human-readable description of what needs to be
                              done
                            type: string
                            example: Verify your identity to unlock payment features
                          actionUrl:
                            description: URL where the user can complete this requirement
                            type: string
                            nullable: true
                            example: https://verify.example.com/start
                          retryable:
                            description: >-
                              Whether this requirement can be retried after
                              failure
                            type: boolean
                            example: true
                          status:
                            type: string
                            enum:
                              - not_started
                              - pending
                              - completed
                              - failed
                        required:
                          - type
                          - status
                    required:
                      - status
                      - country
                  capabilities:
                    description: User's available capabilities and their requirements
                    type: array
                    items:
                      description: >-
                        Individual capability with its own requirements and
                        status
                      type: object
                      properties:
                        product:
                          type: string
                          enum:
                            - fiat_to_crypto
                            - crypto_to_fiat
                            - bill_pay
                            - crypto_card
                        method:
                          type: string
                          enum:
                            - ach_credit
                            - ach_debit
                            - wire
                            - sepa_credit_transfer
                            - rtp
                            - push_to_card
                            - canadian_eft
                        name:
                          description: Human-readable name for this capability
                          type: string
                          example: ACH Bank Transfer
                        description:
                          description: Description of what this capability enables
                          type: string
                          example: Buy crypto using ACH bank transfer
                        status:
                          type: string
                          enum:
                            - active
                            - requirements_needed
                            - not_available
                            - pending
                        nextRequirement:
                          type: string
                          enum:
                            - identity_verification
                            - terms_acceptance
                            - additional_verification
                            - document_submission
                            - region_restriction
                            - regional_compliance
                        requirements:
                          description: >-
                            List of requirements that must be met to activate
                            this capability
                          type: array
                          items:
                            description: >-
                              A requirement that must be fulfilled to access
                              certain features
                            type: object
                            properties:
                              type:
                                type: string
                                enum:
                                  - identity_verification
                                  - terms_acceptance
                                  - additional_verification
                                  - document_submission
                                  - region_restriction
                                  - regional_compliance
                              description:
                                description: >-
                                  Human-readable description of what needs to be
                                  done
                                type: string
                                example: >-
                                  Verify your identity to unlock payment
                                  features
                              actionUrl:
                                description: >-
                                  URL where the user can complete this
                                  requirement
                                type: string
                                nullable: true
                                example: https://verify.example.com/start
                              retryable:
                                description: >-
                                  Whether this requirement can be retried after
                                  failure
                                type: boolean
                                example: true
                              status:
                                type: string
                                enum:
                                  - not_started
                                  - pending
                                  - completed
                                  - failed
                            required:
                              - type
                              - status
                          example: []
                      required:
                        - product
                        - name
                        - description
                        - status
                        - requirements
                required:
                  - id
                  - email
                  - firstName
                  - signedUpAt
                  - timezone
                  - notificationPreferences
                  - verification
                  - capabilities
                additionalProperties: false
        '401':
          description: Response for status 401
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 401
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                    example: Bearer token required
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                  realm:
                    description: The authentication realm
                    type: string
                    example: API
                  scope:
                    description: The required scope for this resource
                    type: string
                    example: read:users
                required:
                  - title
                  - status
                additionalProperties: false
        '404':
          description: Response for status 404
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                  status:
                    description: The HTTP status code
                    type: number
                    example: 404
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                  resourceType:
                    description: The type of resource that was not found
                    type: string
                    example: user
                  resourceId:
                    description: The identifier of the resource that was not found
                    type: string
                required:
                  - title
                  - status
                  - resourceType
                  - resourceId
                additionalProperties: false
        '500':
          description: Response for status 500
          content:
            application/json:
              schema:
                type: object
                properties:
                  type:
                    default: about:blank
                    description: A URI reference that identifies the problem type
                    type: string
                    example: urn:problem-type:auth:unauthorized
                  title:
                    description: A short, human-readable summary of the problem type
                    type: string
                    example: Unauthorized
                  status:
                    description: The HTTP status code
                    type: number
                    example: 400
                  detail:
                    description: A human-readable explanation specific to this occurrence
                    type: string
                  instance:
                    description: A URI reference that identifies the specific occurrence
                    type: string
                    example: /errors/1234567890
                  code:
                    description: >-
                      Machine-readable cause, present when exactly one thing
                      failed. Branch on this, never on `detail`, which is
                      human-facing copy and may change. For deposit limits the
                      vocabulary matches the `reason` values the limits API
                      returns pre-flight.
                    type: string
                    example: transaction_limit
                  field:
                    description: The offending request field, present alongside `code`.
                    type: string
                    example: amountUsd
                  retryable:
                    description: >-
                      Whether retrying the same request later may succeed
                      without changing its inputs.
                    type: boolean
                    example: true
                required:
                  - title
                  - status
                additionalProperties: false
      security:
        - bearerAuth: []
        - integratorJwt: []
        - hmacAuth: []
          integratorKey: []
          timestamp: []
components:
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: Cognito JWT token for regular user authentication
    integratorJwt:
      type: http
      scheme: bearer
      bearerFormat: JWT
      description: >-
        Integrator JWT token (prefix: spr_) for frontend integrator
        authentication. Obtained via token exchange endpoint.
    hmacAuth:
      type: apiKey
      in: header
      name: X-Signature
      description: >-
        HMAC signature authentication for backend integrators.


        **Required Headers:**

        - X-Integrator-Key: Integrator API key (format: int_...)

        - X-Signature: HMAC signature (format: sha256={hex})

        - X-Timestamp: Unix timestamp in milliseconds

        - Authorization: Bearer {user-api-key}


        **Signature Algorithm:** HMAC-SHA256


        **Signature Format:** {timestamp}.{METHOD}.{path}.{bodyHash}

        - timestamp: Unix timestamp in milliseconds

        - METHOD: HTTP method in UPPERCASE (GET, POST, etc.)

        - path: Request path (e.g., /v1/transactions)

        - bodyHash: SHA256 hex digest of request body (empty string if no body)


        **Timestamp Tolerance:** ±5 minutes (300 seconds)


        **Example:**

        For POST /v1/transactions with body {"amount":100} and timestamp
        1234567890000:

        Payload: 1234567890000.POST./v1/transactions.{sha256(body)}

        Signature: sha256=abc123...
    integratorKey:
      type: apiKey
      in: header
      name: X-Integrator-Key
      description: 'Integrator API key (format: int_...) used with HMAC authentication'
    timestamp:
      type: apiKey
      in: header
      name: X-Timestamp
      description: >-
        Unix timestamp in milliseconds for replay attack prevention. Must be
        within 5 minutes of server time.

````