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Stablecoin orchestration for real-world payments. One API to move money between stablecoins and the traditional financial system: off-ramps, on-ramps, bill pay, cards, and bank rails. Embed crypto-to-fiat payments into your product without building the rails yourself.

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Why Spritz

Offering crypto-to-fiat payments on your own means assembling and maintaining a long list of moving parts: banking and payment partners for every rail, KYB and KYC onboarding, AML and sanctions screening, transaction monitoring, flow-of-funds and reconciliation, dispute handling and customer support, and a separate contract, integration, and compliance review for each provider. It can take dozens of contracts and many months before you move a single dollar. Spritz stitches all of that together behind one API. You ship whitelabel crypto and fiat rails inside your own app, without building or owning the compliance and infrastructure underneath. We handle:
  • Multiple rails, one integration: ACH, RTP, wire, SEPA, Faster Payments, EFT, and cards across regions, behind a single API
  • Onboarding: KYC and KYB identity verification for your users
  • Compliance: AML, sanctions screening, and transaction monitoring
  • Banking and payment partners: the partner relationships behind each rail
  • Flow of funds: settlement, reconciliation, and movement of money end to end
  • Payment support: customer support for the payment flows themselves
You integrate once and ship. Spritz keeps the rails, partners, and compliance running underneath.

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What you can build

Move money

Convert and settle between stablecoins and fiat: on-ramps, off-ramps, and auto-converting deposits.

Banking

Connect and verify the bank accounts where fiat lands.

Bill pay

Pay real-world bills directly with stablecoins.

Cards

Issue and fund spend-anywhere cards backed by stablecoins.

Embedded wallets

Give users non-custodial wallets, with on-chain yield, on the same platform.

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How it works

Spritz sits between crypto and the traditional financial system. Your platform calls one REST API; Spritz handles conversion, settlement, compliance, and the underlying bank, card, and blockchain rails.
1

Authenticate

Authenticate your platform and act on behalf of your users. See Authentication.
2

Onboard a user

Create and verify the people who move money, then connect their bank accounts or wallets.
3

Move money

Convert stablecoins to fiat (or back), pay bills, or fund a card, then track settlement through webhooks.

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Start here

Quickstart

Make your first authenticated API call in minutes.

API Reference

Every endpoint, grouped by domain, with live request examples.